23 Cincinnati Ave, Saint Augustine, FL, 32084 | $1,200,000

Turnkey, income-producing, and perfectly positioned—this fully renovated historic home in St. Augustine’s Uptown District is a proven short-term rental just steps from St. George Street and minutes to Vilano Beach. Sold fully furnished and ready to go, this is a rare opportunity to step into immediate rental income in one of the most desirable areas of St. Augustine. A spacious front porch with a warm wood-paneled ceiling sets the tone, offering the perfect place to relax, unwind, and take in the charm of this historic neighborhood. Originally built in the early 1900s, this charming home was taken down to the studs and completely renovated in 2020, blending preserved historic character with modern luxury and efficiency. At the heart of the home is a beautifully designed chef’s kitchen, featuring granite countertops, expansive prep space, and generous seating for dining and entertaining. A built-in wine refrigerator adds a layer of luxury, while the adjoining mudroom leads directly to the back porch, creating an effortless indoor-outdoor flow. The home offers two primary suites, each thoughtfully designed for comfort and privacy. The first-floor primary suite provides convenient single-level living and features a luxurious walk-in shower. Upstairs, the second primary suite includes a spa-like walk-in shower and access to a large sunroom—perfect for reading, relaxing, or enjoying quiet mornings. In addition to the upstairs primary suite, the second floor features two additional guest bedrooms, a large spa-like guest bathroom, and a dedicated laundry room, making the layout ideal for hosting guests or maximizing rental flexibility. Modern upgrades include a metal roof, foam-insulated exterior walls, floors, and ceilings, an on-demand hot water heater, and a whole-home water treatment system. Outside, the property continues to impress with new white vinyl fencing for privacy, a spacious backyard with room to expand, and ample off-street parking located outside the fenced area. The oversized lot offers future potential for a pool, detached garage, or accessory dwelling unit or in-law suite (buyer to verify development potential).

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 8276
  • Style: 2 Story
  • Year Built: 1900
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 2,558
  • Acreage: 0.19
  • Lot Size: 8276
  • Est. Taxes: $17,576
  • Lot Desc: City
  • Elem. School: Ketterlinus
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 261084
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /eprop/261084/23cincinnatiave_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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NMLS Mortgage Loan Originator ID 38342

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23 Cincinnati Ave, Saint Augustine, FL, 32084

$1,200,000

Kim Knox

Luxury Properties Specialist

William Raveis Real Estate

Phone: 978.771.4579

Kim.Knox@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.235% 6.183%
Monthly Tax Payment $1,465 $1,465 $1,465
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,602 $5,833 $8,101
Total Monthly Payment $7,192 $7,423 $9,691

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.