3272 MAJESTIC OAK DRIVE, St. Cloud, FL, 34771 | $829,900

DRASTIC PRICE IMPROVEMENT REDUCED $70K! Tucked beneath majestic, moss-draped oak trees on an acre, this sprawling brick ranch offers an exceptional blend of charm, space, and waterfront living along a peaceful boating canal leading to a scenic chain of lakes to Lake Toho. The setting feels private and serene, yet remains conveniently close to the energy and amenities of Central Florida, including Walt Disney World Resort, the thriving community of Lake Nona, and medical city which is just 5 miles away and includes the largest VA hospital in the country as well as UCF Hospital, Florida Cancer Center, By Nemours Children's Hospital, Florida and the new $423 million Advent Health Hospital estimated to open in November, and all that Orlando offers. Inside, the home truly shines with an expansive layout featuring numerous spacious living areas designed to embrace the beautiful water views. Large windows throughout the home bring in natural light while framing peaceful scenes of the canal and towering oaks, creating a relaxed atmosphere perfect for both entertaining and everyday living. The beautifully updated kitchen is the heart of the home, offering a stunning oversized island ideal for gathering and entertaining. Rich wood cabinetry, quartz countertops, a walk-in pantry, and fashionable tile backsplash combine style and function, while the open design allows the kitchen to flow effortlessly into the surrounding living spaces and those picturesque waterfront views. A thoughtfully designed in-law suite provides flexibility and comfort with its own private entrance and handicap-accessible layout. The suite features ample storage with multiple closets including a large walk-in closet, spacious walk-in shower with safety bars, and a generous sitting area perfect for relaxing, watching TV, or enjoying a quiet cup of coffee. Outdoor living is just as inviting. A large front porch welcomes rocking chairs and slow afternoons with iced tea under the shade of grand oaks. Upgraded beautiful aluminum fencing lines the back yard offering space to enjoy, while the screened pool enclosure creates a private retreat for cooling off and entertaining. For boating enthusiasts, the covered dock with lift makes it easy to step out and explore the connected chain of lakes right from your backyard. Important updates provide peace of mind, including a roof fully completed in 2018 with a secondary waterproof barrier beneath the shingles, hurricane impact windows through most of the home, and newer appliances including the hot water heater, refrigerator, dishwasher, and disposal. Combining timeless character, spacious interiors, beautiful water views, and an unbeatable Central Florida location, this remarkable property offers a rare opportunity to enjoy a relaxed waterfront lifestyle with room to spread out and truly feel at home.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 1979
  • Garage: 2-car Converted Garage, Garage Door Opener, Off Street
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,284
  • Acreage: 1
  • Est. Taxes: $4,556
  • HOA Fee: $248 Quarterly
  • Lot Desc: Corner Lot
  • View: Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Tohopekaliga High School
  • Pool: Fiberglass
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave, Range Hood, Refrigerator
  • MLS#: V4947738
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/V4947738/3272majesticoakdrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 8:47:07 PM)
Listing courtesy of GT REALTY   Phone: 407-780-5394

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3272 MAJESTIC OAK DRIVE, St. Cloud, FL, 34771

$829,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $663,920 $663,920 $663,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $380 $380 $380
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,981 $4,088 $5,603
Total Monthly Payment $4,453 $4,560 $6,075

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.