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This isn’t just a home—it’s a lifestyle. Relaxed mornings, friendly neighbors, fun community activities, and the sunshine of Zephyrhills right outside your door. It’s easy to get excited about living here in the age 55+ Community of Spanish Trails West. This well-designed home features 2 bedrooms and 2 bathrooms, giving you plenty of space for both privacy and guests. The primary suite offers a peaceful retreat at the end of the day, complete with its own ensuite bath and walk-in shower. A bonus den or office provides flexible space that can easily become a hobby room, reading nook, craft area, or quiet home workspace. One of the most enjoyable spots in the home may quickly become the glass-enclosed Florida room. It’s the perfect place to sip your morning coffee. This extra living space truly lets you soak up the year-round Florida lifestyle. Practical features make daily living even easier. The home includes an interior laundry room, a double carport, and an attached storage shed for tools, bikes, or seasonal décor. You’ll also appreciate the newer central air conditioning and heat pump, and a single membrane roof. Pet lovers will be happy to know your furry companion can enjoy the community right along with you.
And one of the best things is the low park fees, which cover many everyday essentials including lawn mowing, cable, internet, trash pickup, and full access to the community amenities. Residents enjoy a vibrant lifestyle with a clubhouse, swimming pool, tennis courts, pickleball courts, and indoor shuffleboard courts—perfect for staying active, social, and connected. Great location near Adventist Health Hospital Zephyrhills and easy drive to Tampa International Airport. Call now before you miss your chance to own this low cost retirement home.
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Our Executive Mortgage Banker:
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$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $116,000 | $116,000 | $116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | $237 | $237 | $237 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $686 | $724 | $947 |
| Total Monthly Payment | $998 | $1,036 | $1,259 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.