3663 BERGER ROAD, Lutz, FL, 33548 | $1,350,000

Tucked beyond a private GATED drive beneath a canopy of towering oaks, this LAKESIDE estate spans 2. 8 acres (Fall 2025 survey) of pristine ski-lake frontage, offering a rare blend of privacy, acreage, and waterfront living. Set well back from the road, the 4, 071 sq ft residence features 5 bedrooms, 3 full baths, 2 half baths, and a 3-car garage, surrounded by sweeping lawns, mature trees, and tranquil water views. A circular drive introduces the stately Southern-inspired façade, highlighted by an expansive wraparound porch and distinctive pavilion-style turret—an architectural presence designed for both elegance and comfort. Inside, soaring ceilings and oversized windows fill the open-concept layout with natural light. Porcelain tile flooring flows throughout the main living areas, complemented by crown molding and refined architectural detailing. The dramatic family room is anchored by a sleek fireplace feature wall and a remarkable 350-gallon built-in aquarium, creating an unforgettable focal point. Floor-to-ceiling windows frame panoramic backyard views. The home was completely remodeled in 2020. Overlooking the two-story family room with 25’ ceilings and balcony above, the chef’s kitchen is striking and functional. Crisp custom cabinetry pairs beautifully with onyx countertops and an oversized island with seating—ideal for gatherings large or small. Stainless steel appliances, designer tile backsplash, and abundant storage complete the space. Just off the kitchen, a designer half bath showcases Brazilian blue quartzite countertops, adding a bold and sophisticated touch. Three additional bedrooms and a well-appointed laundry room are conveniently located on the main level. Upstairs, the private primary suite offers exceptional space and balcony access overlooking the backyard. A custom walk-in closet with built-in organization provides both function and style. Sliding barn doors lead to the spa-inspired bath, where separate Brazilian blue quartzite vanities are complemented by high-end fixtures, designer lighting, and refined finishes throughout. Relax in the soaking tub with built-in television or enjoy the expansive glass-enclosed shower, thoughtfully designed to create a true retreat experience. A versatile upstairs bonus room provides flexible space for a home office, fitness studio, media room, or play space. Outdoor living is equally impressive. A newly paved pool deck surrounds the freeform pool, creating expansive entertaining areas framed by a charming picket fence. A covered pavilion with built-in bar, mounted television, and convenient half bath makes hosting effortless year-round. A winding backyard path leads to 32-acre Saddleback Lake, where jet skiing, boating, fishing, and peaceful sunset views await. With nearly three acres of usable land and multiple water features, this property delivers an exceptional lakefront lifestyle. Under recent appraised value! Zoned for highly regarded Schwarzkopf Elementary, Martinez Middle, and Steinbrenner High School. Significant upgrades include new roof 2022, 3 A/C units 2020, exterior paint 2025, and an energy-efficient pool pump 2025. Additional 2020 improvements include a tankless water heater, 3 impact-rated sliding glass doors, and a Culligan whole-home water filtration system. The property also offers a security system with cameras and a storage shed. Experience the privacy, space, and waterfront lifestyle this extraordinary estate offers—schedule your private showing today.

Features

  • Rooms: 8
  • Bedrooms: 5
  • Baths: 3 full / 2 half
  • Laundry: Laundry Room
  • Style: Victorian
  • Year Built: 1964
  • Garage: 3-car Driveway, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,071
  • Acreage: 2.8
  • Est. Taxes: $11,321
  • Lot Desc: In County, Oversized Lot, Private
  • View: Trees/Woods
  • Elem. School: Schwarzkopf-HB
  • Middle School: Martinez-HB
  • High School: Steinbrenner High School
  • Pool: In Ground, Lighting
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener
  • MLS#: TB8482675
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /eprop/TB8482675/3663bergerroad_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/2/2026 8:32:08 AM)
Listing courtesy of MIHARA & ASSOCIATES INC.   Phone: 813-960-2300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3663 BERGER ROAD, Lutz, FL, 33548

$1,350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,080,000 $1,080,000 $1,080,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.259% 6.203%
Monthly Tax Payment $943 $943 $943
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,303 $6,562 $9,114
Total Monthly Payment $7,371 $7,630 $10,182

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.