12420 SE 176TH LOOP, Summerfield, FL, 34491 | $415,000

Premium Golf Course Living, (5th Fairway) w/ Panoramic Water & Fairway Views! This maintained Cedar Model by Armstrong (2006) offers 2, 163 sq. ft. of living space on a sought-after golf course lot with breathtaking views of both the course and water. Total SF is 3, 017 SF

Designed for comfort and flexibility, this spacious split floor plan features 3 bedrooms, 3 full bathrooms, a private den with French doors, and two primary suites, making it ideal for guests or multi-generational living. The open layout flows seamlessly to the outdoor living space through elegant French atrium doors.

Enjoy Florida living on the 24x10 covered lanai with an extended 15x32 birdcage (added in 2010)—perfect for relaxing while taking in the sweeping golf course views.

Recent updates provide peace of mind including a NEW ROOF (2025), HVAC (2016), and hot water heater (2021), Exterior painted 2025.
The home has also been professionally cleaned, including windows and garage, and new carpeting has been installed in the two guest bedrooms.

The kitchen is designed for both beauty and functionality with granite countertops, stainless steel appliances and sink, recessed lighting, a desk area, pantry with custom built-ins, and remote-controlled under and over cabinet lighting.

Additional interior highlights include hand-scraped hardwood floors and LVP flooring, plantation shutters, shades, solar tubes for natural light, custom closets, ceiling fans with remotes, Google upgraded smoke detectors, and HVAC vent filters conveniently located in the ceiling vents.

The laundry room features cabinets and a utility sink, and a third full bath provides convenient access from the lanai, ideal for outdoor entertaining.

The 2-car garage plus golf cart garage offers garage door openers, cabinets, shelving, a utility door, and a whole-house water softener system.

Exterior features include a Southern front exposure, stone landscape accents at the foundation, private mailbox, gutters, exterior lighting, and a covered front entry with an Andersen storm door.

This exceptional golf-front home truly offers the perfect combination of space, upgrades, and spectacular views. A must-see to fully appreciate all it has to offer!


Today could be the BEST DAY OF THE REST OF YOUR LIFE! If you're searching for a home in a private, gated, golf community, look no further—you've found your dream lifestyle at Stonecrest. Nestled in the heart of Central Florida, Stonecrest is a deed-restricted, active 55+ golf community that offers the perfect blend of luxury, convenience, and recreation. Imagine waking up every morning in a community designed for those who cherish an active lifestyle, where golf cart access takes you to nearby shopping and more. At Stonecrest, you'll have access to an array of amenities, including 26 clubs, 67 activities, four community pools, one of which is a serene indoor pool—along with a spa and a fully equipped fitness center. Whether you're looking to stay fit, relax, or meet new friends, you'll find it all here. With over 90 clubs to join, you'll never run out of opportunities to explore your passions and hobbies. The clubhouse offers a casual dining restaurant where you can enjoy great food and even better company. For the golf enthusiast, Stonecrest boasts 18 holes of championship golf, providing a challenging and scenic experience. The fun doesn’t stop there—enjoy lighted pickleball courts, softball, and so much more. Welcome to Stonecrest.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Park, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Wheelchair Access
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 70 x 110
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Ranch
  • Year Built: 2006
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Garage
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,055
  • Acreage: 0.18
  • Lot Size: 70 x 110
  • Est. Taxes: $3,607
  • HOA Fee: $152 Monthly
  • Lot Desc: Landscaped, Level, Near Golf Course, On Golf Course
  • View: Golf Course, Water
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: G5109219
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/G5109219/12420se176thloop_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/12/2026 6:47:12 PM)
Listing courtesy of RE/MAX FOXFIRE - SUMMERFIELD   Phone: 352-307-0304

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12420 SE 176TH LOOP, Summerfield, FL, 34491

$415,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.668%
Monthly Tax Payment $301 $301 $301
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,964 $2,044 $2,691
Total Monthly Payment $2,340 $2,420 $3,067

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.