26 Charlotte Street, Charleston, SC, 29403 | $3,250,000

Completely and thoughtfully renovated, this classic Downtown Charleston historic home blends timeless architecture with elevated modern luxury--just steps from everything that makes the peninsula extraordinary. Ideally located near Marion Square, the South Carolina Aquarium, Charleston Gaillard Center, and the Charleston County Public Library, you are truly in the heart of it all--surrounded by Charleston's finest dining, shopping, and cultural experiences. Inside, original character meets refined craftsmanship. Oak flooring flows throughout most of the home, complementing six original fireplaces and beautifully preserved architectural details. The open floor plan creates effortless flow for entertaining, anchored by a stunning gourmet kitchen featuring a nine-foot granite island, top-of-the-line appliances, and generous prep space. The first floor is designed for both entertaining and everyday living, featuring a spacious family room, a dedicated billiards room complete with a large wine cooler and stylish wet bar, and a convenient half bath for guests. Just beyond the kitchen, an expansive ~300-square-foot screened porch creates a seamless indoor-outdoor living experience--ideal for year-round dining, relaxing, and entertaining in true Charleston style. Upstairs, the home offers three spacious bedrooms, each with its own en suite bath and exposed original beams that highlight the home's historic character. The primary suite serves as a luxurious retreat, complemented by a spa-inspired bathroom designed for relaxation and comfort. Outdoor living continues with four large porches that embody the essence of downtown Charleston living. The garage has been thoughtfully configured to include a private workout room while still accommodating one-car parking. A fenced rear yard provides additional privacy and versatility. Additional features include a tankless water heater, dual HVAC systems, and a fully integrated Sonos sound system throughout the home, delivering seamless audio for everyday living and entertaining. The property is located in an X Flood Zone for added peace of mind. This is a rare opportunity to own a fully restored historic residence in one of Charleston's most coveted downtown locations--where classic Southern elegance meets modern sophistication.

Features

  • Amenities: Fitness Center
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Style: Traditional
  • Development: 51 - Peninsula Charleston Inside of Crosstown
  • Year Built: 1910
  • Garage: 1-car Detached
  • Heating: Forced Air, Heat Pump, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 3,182
  • Acreage: 0.11
  • Lot Desc: High
  • Elem. School: Memminger
  • Middle School: Simmons Pinckney
  • High School: Burke
  • MLS#: 26005712
  • Days on Market: 89 days
  • Website: https://www.raveis.com
    /eprop/26005712/26charlottestreet_charleston_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of The Boulevard Company

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi Mejia, William Raveis Insurance

561.335.7966

Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

26 Charlotte Street, Charleston, SC, 29403

$3,250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,600,000 $2,600,000 $2,600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.361% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $15,588 $16,009 $21,940
Total Monthly Payment $15,713 $16,134 $22,065

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.