|
Experience the ultimate Edisto lifestyle in this stunning, 2 BR, 2 BA second-floor Bay Creek villa. Perched to capture elevated panoramic views, this home offers a front-row seat to the Lowcountry's most iconic sights: expansive salt marshes, vibrant sunsets over Big Bay Creek, and the steady hum of the marina slips. This fully furnished, ''toothbrush-ready'' retreat is perfectly suited as a permanent residence, a secondary getaway, or a high-performing rental property. The interior has been lovingly updated with luxury vinyl plank flooring throughout and a fresh coastal color palette that mirrors the scenery outside. At the heart of the home, the renovated kitchen shines with granite countertops, a raised beadboard ceiling with recessed lighting, and a new double sink with bronze fixture Cleverly designed for the savvy owner, an additional locked storage cabinet has been integrated into the living area, ensuring personal items remain secure while guests enjoy the space. The master suite serves as a private sanctuary, featuring an ensuite bathroom with a Jacuzzi tub and direct access to the covered deck. A well-appointed guest bedroom offers convenient dual access from the entrance and a pass-through bathroom. Spend your afternoons relaxing on the spacious balcony, accessible from both the living room and master bedroom, where the saltwater breeze and breathtaking views create an unmatched atmosphere for dining or cocktails. Life in the gated Bay Creek community is defined by convenience and luxury. Residents enjoy a waterfront pool overlooking the marina, an exercise area, a ship store, and a boat ramp. With elevator access and rolling luggage carts, arriving at your villa is always effortless. This property also includes private under-building parking, an owner's storage closet, boat on trailer parking, boat washing area, and a dedicated area for your golf cart. Whether you are headed to Sound Beach, dining at local favorites, or exploring the natural beauty of Botany Bay, everything Edisto has to offer is just a minute's walk or ride away. Don't miss your chance to own a piece of paradise! and a dedicated area for your golf cart. Whether you are headed to Sound Beach, dining at local favorites, or exploring the natural beauty of Botany Bay, everything Edisto has to offer is just a minute's walk or ride away. Don't miss your chance to own a piece of paradise!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$487,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $389,920 | $389,920 | $389,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,338 | $2,433 | $3,238 |
| Total Monthly Payment | $2,413 | $2,508 | $3,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.