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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. ASSUMABLE 5. 25% MORTGAGE AVAILABLE - OFFERING FREEDOM, LAND, AND FLEXIBILITY. USE YOUR PROPERTY THE WAY YOU WANT. Recently remodeled and set on a full acre with NO HOA or deed restrictions, this one-story brick home offers the rare ability to live, park, and work without limitations. Bring your RV, boat, trailers, work trucks, equipment, and more. Zoned AS-1 with work/live flexibility, detached structures allowed, and potential for an ADU for added income, this property delivers true versatility. Major updates completed in 2023 include roof, appliances, and well pump for added peace of mind. (Virtually staged photos also include virtual renovation of an updated and open kitchen to illustrate potential) Conveniently located near SR-39 and SR-60 with easy access to I-4 and I-75, this property offers the perfect balance of space and accessibility. Enjoy peaceful surroundings with open land and estate-style homes while staying connected to the Tampa–Lakeland corridor, major employers, and daily conveniences. The home features 3 bedrooms, 2 bathrooms, and an open layout designed for comfortable living and entertaining. Natural light fills the space, and a wood-burning fireplace adds warmth and character. The kitchen offers ample cabinetry, granite countertops, and a functional layout with both dining and breakfast areas. The primary suite includes a private bath, while two additional bedrooms provide flexibility for guests, family, or office space. Step outside to a large covered lanai ideal for outdoor dining and relaxing while overlooking your fully fenced acre shaded by mature trees and fruit trees—mango, avocado, lemon, and starfruit! Additional highlights include an oversized two-car garage, extended curved driveway, dual access points for easy entry of larger vehicles, and a large storage shed for tools, equipment, or hobbies. Located in the heart of Plant City, one of the last areas in Hillsborough County where buyers can still own land with this level of flexibility and value, this property stands out as an increasingly rare find, especially at this price point. As growth continues to expand east from Tampa, demand for usable land is rising while opportunities like this continue to shrink. Everyday essentials including grocery stores, dining, shopping, and healthcare are just 5–10 minutes away, along with downtown Plant City, the Florida Strawberry Festival grounds, Lumley’s Farm & Market, and outdoor destinations like Edward Medard Regional Park and Alderman’s Ford Park for boating, fishing, and trails. Ideal for business owners, contractors, hobbyists, RV enthusiasts, or buyers seeking multi-generational living or income potential, this property offers flexibility that is becoming harder to find in today’s market. Whether you need space to operate, store equipment, build additional structures, or simply enjoy the freedom of owning usable land, this property delivers. The dual access points and expansive layout make it especially functional for larger vehicles, trailers, or future expansion. Opportunities offering this combination of land, location, flexibility, and price point are quickly disappearing, making this not only a lifestyle purchase but a strategic long-term investment. A rare opportunity to secure space, freedom, and future potential in one of Hillsborough County’s most sought-after growth corridors. Schedule your private showing today!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $432 | $432 | $432 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,563 | $2,670 | $3,526 |
| Total Monthly Payment | $3,087 | $3,194 | $4,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.