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MOTIVATED SELLER !! BEAUTIFUL NEW LUXURY VINYL PLANK FLOORS THRU-OUT THE HOME !!Come see this spacious home ON THE PRESERVE. with 2, 026 sq foot of living area under heat and air! This 2-bedroom 2 bath, 2 car garage home has a bonus room off the kitchen that can be used as a breakfast nook, office, craft or reading room. The 396 sq foot Florida room has wall to wall windows that provide scenic views of Ross Prairie Nature Preserve where you will often see deer, turkey and other wildlife foraging thru the forest giving you a peace that only nature can provide! You will appreciate the large kitchen with an abundance of cupboard and counter space, high ceilings and convenience of an inside laundry room. ROOF 2017, HVAC 2015, WATER HEATER 2026, WATER SOFTENER. SPECTRUM FIBER OPTICS WIFI AND OTHER OPTIONAL SERVICES NOW AVAILABLE !! Spruce Creek Preserve is an active, gated, 55+, golf community with a $194 HOA fee, heated pool, spa, pickleball, tennis, corn hole, shuffleboard, billiards, fitness center, water aerobics, exercise classes, yoga, crafts, cards, games, Bingo, bunco, potluck dinners, dances, social and travel groups and much more. Just minutes from golf, groceries, restaurants, shopping, medical, nature trails. North Central location is ideal for day trips from fishing in the Gulf and sunning at Daytona Beach and a vast variety of activities in between!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $196,000 | $196,000 | $196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $424 | $424 | $424 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,159 | $1,207 | $1,600 |
| Total Monthly Payment | $1,658 | $1,706 | $2,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.