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Welcome home to Unit #904 at 6435 92nd Place in Pinellas Park. This well-maintained condo offers a functional layout with abundant natural light and low-maintenance living. The main floor contains the main living space of a large family room and kitchen with a large island. The outside deck off the family room has a deck overlooking the pond in the back. Upstairs on the 3rd floor are three large bedrooms with the primary having an en suite bathroom. A second full bathroom is then shared by the 2nd and 3rd bedrooms. This property boasts a 2-car garage, and large inside utility room with wash basin. Conveniently located near shopping, dining, parks, and major roadways, with easy access to St. Petersburg, Clearwater, and the Gulf beaches. Enjoy community amenities and a centrally located Pinellas County address. Ideal for those seeking comfort, convenience, and affordability. Monthly HOA Fees of $705. 00 covers virtually all of your monthly expenses including Water, Sewage, Trash Pickup (Twice a week), WIFI, Basic Cable Television and all of the typical HOA coverages for the exterior of the unit and community grounds. The only additional utility you pay for is the electric bill ! There is also a quarterly assessment fee that equates to $151. 00 a month for the recently installed roof and it will expire in approximately 5 years.
HVAC, water heater, garbage disposal, washer, dryer, and roof, are all recent purchases within the past several years. Brand new carpet on the stairs, and a new laundry utility sink as well. More great news? The rear deck is scheduled to be replaced this year! This unit is as move-in ready as it gets! Schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,920 | $215,920 | $215,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $438 | $438 | $438 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,329 | $1,363 | $1,793 |
| Total Monthly Payment | $1,842 | $1,876 | $2,306 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.