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Presented by
Paige Lang Backhaus |
Experience the perfect blend of historic charm and modern luxury in this beautifully renovated 4-bedroom, 2-bath Colonial located in the heart of Cold Spring. This stunning home has been thoughtfully upgraded throughout and features a high-end designer kitchen, fully renovated bathrooms, premium finishes, elegant lighting, and modern fixtures that elevate every space. The interior offers a warm and inviting layout while maintaining the character that makes Cold Spring homes so special. Outside, the property includes a detached garage and private driveway, providing convenient parking and additional storage. Perfectly positioned for both commuters and those seeking a vibrant village lifestyle, the home is located just 4 minutes from the Metro-North train station and within walking distance to Cold Spring Village, where you can enjoy charming shops, restaurants, cafes, and the scenic Hudson River waterfront.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$4,700
Sales Associate
William Raveis Real Estate
Phone: 518.821.4063
Paige.Backhaus@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $3,760 | $3,760 | $3,760 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $22 | $23 | $31 |
| Total Monthly Payment | $97 | $98 | $106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.