|
Located on a quiet “lollipop” street just three homes from Bay Colony Beach, this FEMA-compliant Hi-Ranch offers beautiful open-bay views and exceptional waterfront living. The property features a 40' raised bulkhead on Baldwin Harbor with a pier, float, and boat lift, perfect for boating enthusiasts. The front paver driveway accommodates three cars, while the tandem garage fits two vehicles and includes a second garage door facing the water. The ground level also offers ample storage, a screened outdoor area, and a large entry with a 36" x 54" elevator and staircase. The first living level includes a sitting room with a Juliet balcony, full-size washer and dryer, and a family room with dining area and summer kitchen overlooking the bay. Large 12' sliding doors lead to a 12' x 24' screened deck with backyard access. This level also features a half bath, boiler room, and a bedroom with en-suite bath and walk-in closet. The top floor showcases a recently renovated kitchen with quartz waterfall countertops and breakfast bar, a dining room with built-in cabinetry, and a living room with sweeping views of Baldwin Harbor, the wetlands, and the Jones Beach Tower. A bright Sun Room with four skylights and floor-to-ceiling windows serves as an ideal home office. Sliding doors open to the upper 12' x 24' deck. Additional features: First Level: Radiant-heated ceramic tile floors and split-system A/C Top Floor: Central air, two-zone hot water heat, luxury vinyl plank flooring A beautifully maintained waterfront home offering comfort, functionality, and spectacular bay views.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.164% |
| Monthly Tax Payment | $1,058 | $1,058 | $1,058 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,678 | $6,076 | $8,439 |
| Total Monthly Payment | $6,861 | $7,259 | $9,622 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.