Immaculate 4 Bedroom, 1. 5 Bath Cape nestled in the Poet section of North Babylon, features great curb appeal w/brick & newer vinyl sided exterior, vinyl soffits, leaders & gutters, newer double brick paver & cement driveway, newer brick paver walkway, newer brick stoop & steps w/PVC railings, custom landscaping, new storm door & entry steel door, Foyer, Living Room w/refinished hardwood floors & Andersen bay window, Dining Room w/refinished hardwood floors & sliding Pella doors to deck, Eat-in Kitchen w/oak cabinets, ceramic tile floor, ceiling fan, new stainless steel refrigerator & newer stainless steel gas stove, ceramic tile Full Bath, Bedroom w/hardwood floors, Family Room or 4th Bedroom w/refinished hardwood floors & 2 double closets, 2nd Floor dog dormers, 2 Bedrooms w/wall-to-wall carpeting, double closets, knotty pine woodwork & built-ins, Half Bath w/pedestal sink, Basement full, finished Family Room w/heat, ceramic tile floor & hi hats, large Storage Room/Pantry, Laundry Room w/newer washer & dryer, most windows have been replaced 5 years ago, some Pella windows, window treatments, central air, oil heat, heating system 5 years old, separate gas hot water heater 3 years old, 1 zone heat, 100 amp electric, water filtering system, roof approximately 15 years old stripped to sheathing, 1 car attached garage, oversized privately fenced backyard, 6 foot PVC fencing & Cyclone fencing, shed, Trex deck, underground sprinklers, this home is close to everything, schools, shops, dining, parks & major highways.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,992 | $479,992 | $479,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $889 | $889 | $889 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,916 | $3,890 |
| Total Monthly Payment | $3,820 | $3,897 | $4,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.