Lot 27 Gail Circle, Rocky Point, NY, 11778 | $979,999

New Construction – To Be Built - The Terra Collection at The Estates at Rocky Point Welcome to The Terra Hampton Ranch I, a beautifully designed spacious ranch-style home by Long Island’s premier builder, Terra Construction Group, located in the desirable Estates at Rocky Point. This thoughtfully crafted home offers approximately 1, 850 square feet of well-designed living space, featuring 3 bedrooms, 2. 5 bathrooms, a 2-car garage, and a full basement with outside entrance. The bright and open floor plan showcases a dramatic living room with soaring ceilings, creating an airy and inviting atmosphere. Elegant red oak or engineered white oak flooring, custom interior moldings, and an open-concept layout seamlessly connect the living room, dining area, and kitchen—perfect for both everyday living and entertaining. The designer kitchen features shaker-style maple cabinetry with 42” wall cabinets, quartz countertops, ceramic tile backsplash, stainless steel sink with Kohler or Delta pull-out faucet, and a premium stainless appliance package including a 36” refrigerator with ice and water, 30” gas range with stainless canopy hood, built-in microwave, and stainless dishwasher. The primary suite offers a luxurious retreat featuring a custom tiled shower with glass door, ceramic tile floors, a soaking tub (per plan), and a custom maple vanity with granite or quartz countertop with Kohler or Delta fixtures. Two additional bedrooms provide comfortable space for family or guests. Built with quality and efficiency in mind, the home includes two-zone central air conditioning, energy-efficient insulation, PEX plumbing, and high-quality construction throughout. Exterior highlights include maintenance-free vinyl siding, 30-year architectural roof shingles, vinyl double-hung windows, asphalt driveway with paver border and walkway, underground utilities, seeded lawn, and an in-ground sprinkler system (up to 10 zones). The home is also solar-ready for future energy efficiency. Enjoy the convenience of modern ranch-style living with new construction quality and exceptional craftsmanship in the exciting new community of The Estates at Rocky Point by Terra Construction Group.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: In Hall
  • Style: Ranch
  • Year Built: 2026
  • Garage: 2-car
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Basement: Full, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 1,850
  • Acreage: 0.44
  • Est. Taxes: $0
  • Elem. School: Joseph A Edgar Intermediate Sch
  • Middle School: Rocky Point Middle School
  • High School: Rocky Point High School
  • School District: Rocky Point
  • Appliances: Dishwasher, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer
  • MLS#: 968310
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/968310/lot27gailcircle_rockypoint_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker American Homes   Phone: 631-863-9800

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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Lot 27 Gail Circle, Rocky Point, NY, 11778

$979,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $783,999 $783,999 $783,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 6.031% 5.846%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,329 $4,638 $6,458
Total Monthly Payment $4,421 $4,730 $6,550

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.