2304 CLEMENT ROAD, Lutz, FL, 33549 | $1,390,000

It isn't every day you find a sprawling, 1+ acre retreat tucked right into the middle of Tampa, but this stunning pool home gives you exactly that. Zero HOA restrictions, this five-bedroom, four-bathroom pool home offers a truly rare blend of city convenience and secluded living. With fencing along both neighboring sides and a lush, serene forest backdrop directly behind the property, the setting feels wonderfully peaceful. You get to enjoy the ultimate privacy of a country estate without ever sacrificing your central Tampa location. Built by the renowned Cardel Homes in 2020, this stunning residence showcases the high-quality craftsmanship and thoughtfully selected finishes that make a house feel instantly like home. The clean, modern layout is perfectly designed to balance everyday comfort with effortless entertaining, and the interior feels exceptionally fresh thanks to brand-new carpet throughout. Whether you need a quiet space to work or a place to play, this floorplan delivers. A dedicated first-floor den provides the ideal flexible space for a home office or quiet retreat. Meanwhile, an expansive game room situated over the oversized three-car garage is just waiting to become your ultimate spot for movie nights, hobbies, or a private home gym. The real magic of this property happens when you step out into your backyard. Your gorgeous pool area is an absolute showstopper, perfectly set up for hosting weekend get-togethers, gathering with friends, or simply floating peacefully while taking in the expansive natural surroundings and fresh air. It is incredibly hard to find a move-in ready home in Tampa that offers this level of modern luxury, this much sprawling outdoor space, and the true freedom to bring your boats and RVs with no HOA restrictions holding you back. This is your rare opportunity to stretch out, breathe easy, and make this private estate your own.

Features

  • Rooms: 3
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 155 x 301.07
  • Laundry: Inside
  • Year Built: 2020
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,013
  • Acreage: 1.09
  • Lot Size: 155 x 301.07
  • Est. Taxes: $13,824
  • Elem. School: Maniscalco-HB
  • Middle School: Liberty-HB
  • High School: Freedom-HB
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8483004
  • Days on Market: 58 days
  • Website: https://www.raveis.com
    /eprop/TB8483004/2304clementroad_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 10:07:52 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Rob SohmerLuxury Properties Specialist

203.331.2560

Rob.Sohmer@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2304 CLEMENT ROAD, Lutz, FL, 33549

$1,390,000

Rob Sohmer

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.331.2560

Rob.Sohmer@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,112,000 $1,112,000 $1,112,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $1,152 $1,152 $1,152
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,667 $6,847 $9,384
Total Monthly Payment $7,944 $8,124 $10,661

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.