144 Downs Street, Kingston, NY, 12401 | $469,900

Newly Renovated Two-Family Home in Quiet Kingston Neighborhood This beautifully remodeled two-family home offers the perfect blend of modern luxury and timeless charm, located in a peaceful and sought-after Kingston neighborhood. The property features two spacious, fully updated apartments, each boasting brand-new kitchens and bathrooms designed with both style and functionality in mind. The first-floor apartment is about 1, 200 square feet with a new back deck, it also has use of the partially finished basement +/- 400 square feet. The second-floor apartment measures about 1, 700 square feet. Both units are equipped with high-end stainless steel appliances, sleek cabinetry, and quartz countertops that give each kitchen a polished, contemporary feel. The bathrooms are equally impressive, featuring designer tile, new fixtures, and modern vanities. The entire home has been upgraded with luxury vinyl plank flooring, fresh paint, and recessed lighting, creating a bright and inviting atmosphere throughout. Conveniently located just minutes from local shops, restaurants, schools, and public transportation, this property offers the perfect balance of quiet residential living with easy access to urban amenities. Whether you are looking to live in one unit and rent out the other or seeking a fantastic investment opportunity, this property is a must-see. There is a partial sprinkler system in the building, great not just for safety but for lower building insurance. Key Features: Two newly remodeled apartments High-end stainless steel appliances Modern kitchens with quartz countertops Updated bathrooms with designer finishes Luxury vinyl plank flooring throughout Spacious, open-concept living areas Large backyard and private parking Quiet, desirable neighborhood See floor plans for detailed layout view.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Traditional
  • Year Built: 1920
  • Heating: Natural Gas
  • Cooling: None
  • Basement: Finished, Full
  • Approx Sq. Feet: 2,985
  • Acreage: 0.08
  • Est. Taxes: $6,772
  • Elem. School: George Washington School - Ulster
  • Middle School: M Clifford Miller Middle School
  • High School: Kingston High School
  • School District: Kingston
  • Appliances: Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 968365
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/968365/144downsstreet_kingston_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Berardi Realty   Phone: 845-201-1111

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

144 Downs Street, Kingston, NY, 12401

$469,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,920 $375,920 $375,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.508% 5.794%
Monthly Tax Payment $564 $564 $564
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,254 $2,345 $3,072
Total Monthly Payment $2,893 $2,984 $3,711

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.