Seneca, SC, 29672 | $525,000

GREAT INCOME POTENTIAL : : Nestled in a deep-water bay, this two-bedroom getaway includes a private Lake Keowee slip dock. Relax among the private sandy beach and moor your boat in the dock just steps away from your very own back deck—perfect for sunning, swimming, or revving up for a day on the shores of Lake Keowee. Enjoy two levels of outdoor living with a main-level open deck and a terrace level patio below. The entire lakeside offers peaceful, open water views and space to relax or entertain. A gravel path and gentle grass yard leads to your dock by foot or golf cart. With no stated annual HOA fee and just $225 per unit annually for shared lawn maintenance, this property is an easy keeper for both investors and personal use. This short- and long-term rental friendly townhome offers Lake Keowee waterfront living at a great value. Located just minutes from downtown Seneca and less than twenty miles from Clemson University, this quaint gem checks all the boxes for location, lake access, and investment potential. Just around the corner is High Falls County Park, a 46-acre lakefront park packed with amenities including picnic shelters, boat ramps, fishing pier, tennis and basketball courts, a swimming area, miniature golf, and more. ** A/C installed February 2022, Dock April 2021, Roof and Siding September 2020, New asphalt parking and drive July 2024, Decks and Front Walk October 2020 and Septic July 2023 **

Features

  • Amenities: Water Access, Other, Dock
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: 2nd Floor, Laundry Closet
  • Style: Traditional
  • Year Built: 1986
  • Heating: Electric
  • Cooling: Electric
  • Basement: None
  • Acreage: 0.25
  • Est. Taxes: $870
  • Lot Desc: 1/2 Acre or Less, Few Trees
  • View: Water
  • Water Front: Yes
  • Elem. School: Keowee
  • Middle School: Walhalla
  • High School: Walhalla
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Refrigerator, Washer, Electric Oven, Microwave, Electric Water Heater
  • MLS#: 1583916
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/1583916/_seneca_sc?source=qrflyer
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Listing courtesy of Allen Tate - Fink & Assoc   Phone: 864-888-3211

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Seneca, SC, 29672

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.419% 5.668%
Monthly Tax Payment $73 $73 $73
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,484 $2,586 $3,404
Total Monthly Payment $2,648 $2,750 $3,568

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.