8135 SAINT KITTS CIRCLE, Englewood, FL, 34224 | $386,397

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Brand New Lakefront Home in the sought-after GATED community of Island Lakes at Coco Bay, NO FLOOD INSURANCE REQUIRED, designed for modern living. Underground utilities & PUBLIC SEWER AND WATER!!! This single-story residence features 3 bedrooms and 3 full bathrooms + DEN (office) with a well-designed split floor plan. Two bedrooms include en-suite bathrooms, ideal for guests or multi-generational living. The open-concept living area includes a kitchen, dining area, and family room, all leading to a covered patio. The owner’s suite is privately located at the rear of the home with a large walk-in closet. There's an abundance of upgrades in this one, including: Impact hurricane windows and doors, designed to provide durability, energy efficiency and peace of mind throughout storm season, initial in-wall pest control treatment, Tile throughout with pavered parking pad and Quartz countertops in kitchen and baths. HOA fees include: irrigation, full lawn maintenance, internet service, private mailboxes for deliveries and access to community amenities. Resort-style amenities feature a heated community pool, gated secured entry, community recreational screened area, full impact fitness center, community playground, pickleball, tennis courts, walking trails, community events and on-site management. GOLF CARTS WELCOMED. . This active community offers a private, preserve setting while remaining conveniently located within approximately 2 miles of Publix and nearby shopping, dining, and services, with easy access to Boca Grande and surrounding coastal areas. Perfect for snowbirds, primary residence or income potential. This piece of paradise won't last forever, call for a showing today.

Features

  • Amenities: Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Maintenance, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Tennis Court(s), Trail(s)
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2026
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,198
  • Acreage: 0.18
  • Est. Taxes: $2,241
  • HOA Fee: $908 Quarterly
  • Elem. School: Vineland Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range
  • MLS#: A4685204
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/A4685204/8135saintkittscircle_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/29/2026 6:50:31 AM)
Listing courtesy of FATHOM REALTY FL LLC   Phone: 888-455-6040

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8135 SAINT KITTS CIRCLE, Englewood, FL, 34224

$386,397

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $309,118 $309,118 $309,118
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.507% 6.649% 6.026%
Monthly Tax Payment $187 $187 $187
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,903 $1,952 $2,567
Total Monthly Payment $2,165 $2,214 $2,829

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.