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Welcome to life in Essex at Carolina Bay, one of West Ashley's most desirable and upscale subsections. Built by Pulte Homes and completed in 2016, this thoughtfully designed 4-bedroom + office, 3. 5-bath home offers approximately 2, 776 square feet ofcomfortable, modern Lowcountry living, with the taller ceiling heights Essex is known for. Imagine mornings spent walking or biking along miles of scenic neighborhood trails, afternoons at one of three resort-style pools complete with oyster shell pavilions, andevenings relaxing on your porch while neighbors stroll by. Carolina Bay is a vibrant, master-planned community of approximately 1, 800 homes, designed around green spaces, playgrounds, and gathering areas that naturally bring people together. A very active social committee plans events throughout the year, helping foster a strong sense of community among neighbors. Residents also enjoy food trucks every Friday, turning the neighborhood into a fun weekly gathering spot. There's even a fenced dog park for your four-legged family members. Inside, the flexible floor plan offers space for the way you actually live -- a dedicated home office for remote work, generous bedrooms for family or guests, and open living areas ideal for entertaining. Whether hosting friends, enjoying a quiet night in, or juggling busy schedules, this home provides both function and flow. Additional features include a built-in sprinkler system for easy lawn care and clear hurricane shutters that can be installed from the interior on the second and third floors, offering both convenience and added peace of mind during storm season. One of the highlights of this location is the golf cart-friendly lifestyle. From your home, you can easily access Stones Throw Brewing, Marco's Pizza, the Bees Ferry West Ashley Library, and the neighborhood elementary school by golf cart, while the local high school is within biking distance. The home is also just a short bike ride to the West Ashley Greenway, offering miles of scenic trails for walking, running, and cycling. Location is another standout feature. Situated just off Highway 17 South, you're approximately 8 miles to historic downtown Charleston, about 20 minutes to Charleston International Airport, and just minutes to I-526 for easy commuting. You get the convenience of being close to everything -- without sacrificing the peaceful, amenity-rich lifestyle Carolina Bay is known for. With colorful coastal architecture, modern construction, and an unbeatable combination of community, convenience, and charm, Essex at Carolina Bay continues to be one of West Ashley's most popular places to call home. If you've been searching for that balance of space, community connection, and easy access to Charleston -- this is it.
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,385 | $3,524 | $4,701 |
| Total Monthly Payment | $3,477 | $3,616 | $4,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.