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3042 CYPRESS GREEN DRIVE, Palm Harbor, FL, 34684 | $385,000
Under contract-accepting backup offers. Welcome to 3042 Cypress Green Drive in Palm Harbor, a move-in ready home in one of the most desirable and hard to find price points in the area. Opportunities like this in Palm Harbor, especially zoned for top rated schools, do not come around often. The property is located in Flood Zone X500, where flood insurance is not presently required, and it is situated in a non evacuation zone. Sitting high and dry, it offers added confidence during storm season. Major updates have already been completed, including a roof installed in December 2018, AC replaced in 2019, and an updated electrical panel. These are the improvements that matter and help protect your investment long term. Inside, you will appreciate 1, 485 square feet of living space featuring 3 bedrooms and 2 bathrooms, along with a split floorplan that provides privacy between the primary suite and the secondary bedrooms. The remodeled primary bathroom adds a fresh, modern touch. High vaulted ceilings create an open and airy atmosphere, while the kitchen overlooks the enclosed den and dining area, giving the main living space an inviting and connected feel that works well for entertaining or everyday living. The fenced backyard offers space for pets, play, or future outdoor enhancements, with no direct rear neighbors, creating additional privacy. All appliances convey, including the washer and dryer, along with a water softener system, making this home truly turnkey from day one. Another standout feature is the absence of an active HOA, a rare advantage in Palm Harbor. This gives homeowners more flexibility without sacrificing location. Currently Zoned for highly regarded Highland Lakes Elementary, Carwise Middle, and Palm Harbor University High School, this address places you in one of the most sought after school districts in North Pinellas. Homes offering this combination of location, updates, school zoning, flood zone designation, and price point are increasingly rare in today’s Palm Harbor real estate market. If you have been waiting for the right opportunity, this is it. Schedule your private showing today before it is gone.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 55 x 90
- Laundry: Inside
- Year Built: 1982
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,485
- Acreage: 0.11
- Lot Size: 55 x 90
- Est. Taxes: $3,824
- Elem. School: Highland Lakes Elementary-PN
- Middle School: Carwise Middle-PN
- High School: Palm Harbor Univ High-PN
- Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
- MLS#: TB8483042
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/TB8483042/3042cypressgreendrive_palmharbor_fl?source=qrflyer
Listing courtesy of Keller Williams Realty- Palm H Phone: 727-772-0772
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3042 CYPRESS GREEN DRIVE, Palm Harbor, FL, 34684
$385,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $319 | $319 | $319 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,822 | $1,896 | $2,496 |
| Total Monthly Payment | $2,216 | $2,290 | $2,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388