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Beautifully updated GROUND FLOOR 2BD/2BA Kings Point condo featuring a showpiece renovation with sleek, contemporary finishes. The open layout includes stylish tile flooring, a chef-inspired kitchen with quartz counters, an expansive peninsula, stainless appliances, and upgraded lighting. The living room offers a custom feature wall with electric fireplace and mounted TV. Both bathrooms feel spa-like, and the bedrooms are generously sized. A new washer/dryer adds convenience, and the enclosed patio overlooks a peaceful garden setting. Kings Point is a vibrant 55+ gated community in Delray Beach designed for active living and everyday convenience. Just minutes from downtown Delray and its award-winning beaches, the community offers residents the perfect mix of leisure, recreation, and social connection. Amenities include two 18-hole golf courses, indoor and outdoor swimming pools, a full fitness center with classes, tennis and pickleball courts, bocce, shuffleboard, and scenic walking paths. The multiple clubhouses feature a theater with live entertainment, cafés and restaurants, a salon, card rooms, art and craft studios, and a wide range of clubs and activities to suit every interest. The surrounding area adds to the appeal, with grocery stores, medical facilities, restaurants, and shopping centers all close by, plus easy access to I-95 and the Florida Turnpike. Whether you're looking for a lively social calendar or a peaceful retreat, Kings Point delivers a lifestyle that makes every day feel like a resort vacation.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $151,200 | $151,200 | $151,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $151 | $151 | $151 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $870 | $919 | $1,225 |
| Total Monthly Payment | $1,096 | $1,145 | $1,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.