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Live the lake life without the lakefront price tag! Located just 3 minutes from the nearest boat ramp to Lake Hartwell, this home offers easy access to boating, fishing, and spontaneous days on the water. Even better, the seller is offering your choice of an interest rate buydown with preferred lender OR closing cost assistance with an acceptable offer—making this opportunity even more attractive. Step inside to an open-concept floor plan featuring the highly sought-after primary suite on the main level. The designer kitchen is a true centerpiece with a stainless-steel farmhouse sink, granite countertops, oversized island, and premium stainless appliances including a built-in microwave, gas range, and dishwasher. Luxury laminate hardwoods flow throughout the main living areas, while plush carpet adds comfort to the bedrooms and bonus room. Bathrooms and the laundry room feature sleek tile finishes. The light-filled living room is anchored by a cozy gas-log fireplace, creating a warm and inviting space to gather. Upstairs, you’ll find a spacious bonus room, three generously sized bedrooms, and two full bathrooms. Two of the bedrooms share a convenient Jack-and-Jill bath, each with its own private vanity. Outside, enjoy peaceful mornings on the covered back porch overlooking a tree-lined yard. Both the front and back yards are fully fenced, providing a secure and functional space for kids, pets, or outdoor entertaining. Beyond the home’s beautiful features, buyers will appreciate the added peace of mind with approximately five years remaining on the structural warranty, plus a one-year home warranty included. With quick access to Lake Hartwell and no HOA, this home provides the perfect blend of comfort, convenience, and lifestyle.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 15x13 | Upper |
| Bedroom3 | 15x13 | Upper |
| Bedroom4 | 15x14 | Upper |
| BonusRoom | 26x18 | Upper |
| DiningRoom | 13x12 | Main |
| Kitchen | 12x11 | Main |
| Laundry | 6x6 | Main |
| LivingRoom | 23x22 | Main |
| PrimaryBedroom | 16x15 | Main |
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Our Executive Mortgage Banker:
$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $375,200 | $375,200 | $375,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,160 | $2,402 | $3,116 |
| Total Monthly Payment | $2,235 | $2,477 | $3,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.