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Step into timeless charm in this beautiful vintage Colonial located in desirable West Sayville. A welcoming enclosed entry foyer sets the tone for the home's classic character and warmth. The living room features a fireplace and elegant coffered ceiling, creating a refined yet comfortable gathering space. A formal dining room with sliding glass doors opens to a brand-new paver patio, seamlessly connecting indoor and outdoor living. The kitchen offers a breakfast counter, new stainless steel appliances, and a layout that blends functionality with the home's traditional style. A full bathroom with a charming clawfoot tub completes the main level. Upstairs, three bedrooms are complemented by a second full bathroom, also featuring a classic clawfoot tub, along with access to a walk-up granny attic offering additional storage. The basement provides a recreation area, laundry area, and ample storage space. Outside, the property continues to impress with newly installed paver patios, generous green space, a detached one-car garage, and a long driveway providing plenty of parking. This special home beautifully preserves its original character while incorporating thoughtful updates, offering a timeless aesthetic with modern comfort in one of West Sayville’s most desirable locations.
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Our Executive Mortgage Banker:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $951 | $951 | $951 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,219 | $3,581 | $4,644 |
| Total Monthly Payment | $4,262 | $4,624 | $5,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.