164 Albacore Road, Bonneau, SC, 29431 | $444,900

Lowcountry Living Meets Farmhouse Charm - Just minutes from the water! Tucked away in the heart of Bonneau Beach, this beautifully designed farmhouse-style home offers the perfect blend of peaceful living and modern comfort-just a short golfcart ride to the lake and easy commute to Charleston. From the moment you arrive, you'll feel it- wide open space, fresh air, and the kind of quiet that's getting harder to find. Inside welcomes you with light, airy layout designed for everyday living and gathering with the people who matter most. The finishes bring warmth and character, while thoughtfully designed floorplan offers functionality and flow. Imagine your mornings with coffee on the porch, evenings under the stars, and weekends enjoying everything this community has to offer!you're looking for full-time or peaceful retreat, this home delivers space, charm and lifestyle -without the Charleston price tag. t No HOA. Room for boat, your toys and your lifestyle. Minutes to Lake Moultrie - that connects to Lake Marion and all the way to Charleston Harbor. Call your agent to schedule a showing today! Use Seller's Preferred Lender to buy this home and receive an incentive towards your closing costs or rate buydown.

Features

  • Amenities: Boat Ramp, Pool
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Craftsman, Ranch
  • Development: 75 - Cross, St.Stephen, Bonneau, Rural Berkeley Cty
  • Year Built: 2022
  • Garage: 1.5-car Detached
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,774
  • Acreage: 0.5
  • Lot Desc: 0 - .5 Acre, Cul-De-Sac, High, Level
  • Elem. School: Bonner
  • Middle School: Macedonia
  • High School: Timberland
  • Pool: Above Ground
  • MLS#: 26006288
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /prop/26006288/164albacoreroad_bonneau_sc?source=qrflyer
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Victoria WilliamsSales Associate

860.336.1067

Victoria.Williams@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

164 Albacore Road, Bonneau, SC, 29431

$444,900

Victoria Williams

Sales Associate

William Raveis Real Estate

Phone: 860.336.1067

Victoria.Williams@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $355,920 $355,920 $355,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,191 $2,279 $2,979
Total Monthly Payment $2,266 $2,354 $3,054

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.