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622 E Cooper Avenue, Folly Beach, SC, 29439 | $1,495,000
Possibly the best deal on Folly. TWO LOTS worth at least $650k-$700k EACH makes this property a unique opportunity. Looking for a home that is on a high part of the island? Look no further than this property in an X-zone. This charming cottage has a relaxed beach vibe while providing all the amenities for a luxurious lifestyle. History: Ocean Oak cottage was built as a fisherman's cottage in the 1920s and has been thoughtfully restored and incorporated into a one of a kind residence built around a prized Live Oak. As you enter the home, the living area with oversized windows is open, spacious, and bright. Nestled under the tree canopy, the home feels cozy and inviting. Recent updates and renovations to the kitchen and baths add to the comfort and relaxed feel of this island home. Over 1845 sq ft, the home boasts 3 bedrooms, 4 full baths plus a study or additional bedroom (no closet). The cathedral ceiling found in the original cottage is repeated in the grand 2-story ceiling in living area. The kitchen with stainless steel appliances (gas oven), adorable cathedral ceiling and mint green cabinets marry the vintage and contemporary vibe. A metal roof, tile and wood floors, shiplap, and corrugated metal detail enhance the home's unique appeal. Multiple outdoor spaces including a large deck and private screened porch off the cottage offer indoor/ outdoor flow. Rinse off in the outdoor shower after a fun day at the beach. Sitting on a double corner lot, the property is within 2 short blocks of the beach or 7 blocks to Folly's shops and restaurants. Bert's Market, the areas funkiest and best 24 hour grocery is only 4 blocks away. Cottage bedroom has its own private screen porch and entrance. Exterior improvements include new decking and handrails, new concrete walkways, and added landscaping (fruit trees, lighting, irrigation system). Enjoy everything Folly Beach and the Charleston area has to offer or just spend time in your island retreat. This is the perfect place to call home.
Features
- Bedrooms: 3
- Baths: 4 full
- Lot Size: 70x150
- Laundry: Laundry Room
- Style: Cottage, Traditional
- Development: 22 - Folly Beach to Battery Island
- Year Built: 1991
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,846
- Acreage: 0.24
- Lot Size: 70x150
- Lot Desc: 0 - .5 Acre, Corner Lot, High, Wooded
- Elem. School: James Island
- Middle School: Camp Road
- High School: James Island Charter
- MLS#: 25015326
- Days on Market: 361 days
- Website: https://www.raveis.com
/eprop/25015326/622ecooperavenue_follybeach_sc?source=qrflyer
Listing courtesy of Carolina One Real Estate Folly Beach
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
622 E Cooper Avenue, Folly Beach, SC, 29439
$1,495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,171 | $7,267 | $10,093 |
| Total Monthly Payment | $7,296 | $7,392 | $10,218 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484