11653 SW 138TH LANE, Dunnellon, FL, 34432 | $223,200

PRETTY AS A PICTURE from the outside and even more appealing once inside !! Stunning kitchen with quartz counters, tile backsplash, stainless appliances, over and under cabinet lighting, pullout drawers, and a multi purpose island offering additional prep surface and storage. Dining room leads into a spacious living room that even includes an office area. With the split bedroom floorplan, both you and your guests have privacy. Bedrooms have ample closet space and both bathrooms have an abundance of counterspace and storage. Enclosed porch and grilling patio. ROOF 2016, HVAC 2024, WATER HEATER 2021. Washer/dryer and all TV's do not convey. FURNITURE IS NEGOTIABLE. In the fun friendly active gated golf community of SPRUCE CREEK PRESERVE. With heated pool, spa, pickleball, tennis, shuffleboard, corn hole, horseshoes, fitness center, water aerobics, yoga, exercise classes, chair volleyball, billiards, games, cards, crafts, Bingo, bunco, potluck dinners, dances, social/ travel groups and more. Close to golf, groceries, restaurants, shopping, medical/hospital, miles of nature trails for hiking, biking, or horseback riding. North Central location is ideal for day trips to World Equestrian Center and all across the state from the Gulf to Atlantic and everything between, there is always something to do in Florida!!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 85 x 90
  • Laundry: Electric Dryer Hookup, In Garage
  • Year Built: 1996
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,136
  • Acreage: 0.18
  • Lot Size: 85 x 90
  • Est. Taxes: $3,066
  • HOA Fee: $194 Monthly
  • Lot Desc: Near Golf Course
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: OM720121
  • Days on Market: 65 days
  • Website: https://www.raveis.com
    /prop/OM720121/11653sw138thlane_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2026 3:17:13 PM)
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S   Phone: 352-479-0123

William Raveis Family of Services

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Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11653 SW 138TH LANE, Dunnellon, FL, 34432

$223,200

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $178,560 $178,560 $178,560
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.730%
Monthly Tax Payment $256 $256 $256
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,069 $1,114 $1,458
Total Monthly Payment $1,400 $1,445 $1,789

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.