8242 TRACY CIRCLE, Port Charlotte, FL, 33981 | $749,000

Waterfront Luxury in South Gulf Cove, FL! Welcome to your private slice of paradise in highly esteemed Southwest Florida, perfectly positioned on the scenic Tracy Waterway with direct access to the Gulf of America. This spectacular custom-built 3 bedroom, 2. 5 bath, 2, 191 square foot waterfront residence delivers the ultimate Florida lifestyle where architectural elegance meets coastal adventure. From the moment you arrive, the thoughtful design impresses with a 3-car garage, coveted tile roof, lush mature landscaping, paver driveway, recessed lighting, and a screened under-roof entry framed by decorative pillars. Step through stunning French doors into a bright, open interior showcasing gorgeous ceramic tile floors, soaring tray ceilings, crown molding, 5. 5-inch baseboards, and expansive zero-degree sliders that seamlessly frame the showstopping lanai and custom pool overlooking the tranquil canal. The heart of the home is an entertainer’s dream kitchen featuring an oversized 9. 5-foot quartz island with dual-side outlets, custom soft-close wood-faced cabinetry with built-in wine rack, beautiful backsplash, stylish vent hood, updated Samsung appliances, modern pendant lighting, and a spacious closet pantry, all flowing effortlessly into the vibrant dining area with two sliders providing uninterrupted lanai views. A versatile den with decorative half-moon windows and double doors offers the perfect office or guest retreat, while the impressive primary suite boasts private lanai access, tray ceilings, built-in security panel, and two custom walk-in closets leading to a spa-inspired bath filled with natural light, complete with dual shower heads and bench seating, split quartz vanities, and a private water closet. Guest bedrooms offer tall ceilings and spacious closets, with one featuring direct lanai access, and share a beautifully appointed bath with a tiled walk-in shower and quartz vanity. The breathtaking screened lanai is the crown jewel, featuring a uniquely shaped illuminated pool with in-pool table, sun deck and child safety net anchors. The lanai has covered seating with tray ceilings, recessed lighting, double fans, built-in speakers, and an outdoor kitchen with matching quartz countertops, mini fridge, and serving window with hurricane shutters. Beyond, a paver dock lines the canal amid mature tropical landscaping, creating the perfect setting for sunset cruises to the Gulf. Premium features including automatic roll-down hurricane shutters in lanai, impact windows and sliders, security and sprinkler systems, epoxy-finished garage flooring with extra golf cart space, a spacious laundry room with quartz utility sink, and a convenient half bath with pocket door complete this exceptional home—where luxury, security, and effortless indoor-outdoor living come together in true Florida waterfront style.

Features

  • Amenities: Basketball Court, Clubhouse, Park, Playground
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 80 x 125 x 80 x 125
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 2015
  • Garage: 3-car Garage Door Opener, Golf Cart Parking, Ground Level
  • Heating: Central, Exhaust Fan
  • Cooling: Central Air
  • Approx Sq. Feet: 2,191
  • Acreage: 0.23
  • Lot Size: 80 x 125 x 80 x 125
  • Est. Taxes: $9,933
  • HOA Fee: $120 Annually
  • Lot Desc: Landscaped
  • View: Water
  • Water Front: Yes
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: D6146089
  • Days on Market: 61 days
  • Website: https://www.raveis.com
    /prop/D6146089/8242tracycircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 6:29:37 AM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8242 TRACY CIRCLE, Port Charlotte, FL, 33981

$749,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,200 $599,200 $599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.730%
Monthly Tax Payment $828 $828 $828
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,589 $3,738 $4,893
Total Monthly Payment $4,509 $4,658 $5,813

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.