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Presented by
Lisa Koh |
New Construction – To Be Built - The Terra Collection at The Estates at Rocky Point Welcome to The Terra Hudson Ranch, a beautifully designed one-level ranch home by Long Island’s premier builder, Terra Construction Group, located in the desirable Estates at Rocky Point. This thoughtfully crafted home offers approximately 1, 428 square feet of comfortable living space, featuring 3 bedrooms, 2 full bathrooms, a 1-car garage, partial basement, mudroom/laundry room, and soaring ceilings that enhance the open feel of the home. The bright and inviting layout showcases a dramatic living room with 14-foot ceilings, creating a spacious and airy focal point for the home. Elegant red oak or engineered white oak flooring, custom interior moldings, and an open-concept design seamlessly connect the living room, dining area, and kitchen—perfect for both everyday living and entertaining. The designer kitchen features shaker-style maple cabinetry with 42” wall cabinets, quartz countertops, ceramic tile backsplash, stainless steel sink with Kohler or Delta pull-out faucet, and a premium stainless appliance package including a 36” refrigerator with ice and water, 30” gas range with stainless canopy hood, built-in microwave, and stainless dishwasher. The primary suite offers a private retreat featuring a custom tiled shower with glass door, ceramic tile floors, custom maple vanity with granite or quartz countertop, and Kohler or Delta fixtures. Two additional bedrooms provide comfortable space for guests, or a home office. Additional conveniences include a dedicated mudroom with laundry area, providing practical everyday functionality directly off the garage. Built with quality and efficiency in mind, the home includes central air conditioning, energy-efficient insulation, PEX plumbing, and high-quality construction throughout. Exterior highlights include maintenance-free vinyl siding, 30-year architectural roof shingles, vinyl double-hung windows, asphalt driveway with paver border and walkway, underground utilities, seeded lawn, and an in-ground sprinkler system (up to 10 zones). The home is also solar-ready for future energy efficiency. Enjoy the ease of one-floor living with dramatic ceiling heights, modern finishes, and quality craftsmanship in this exciting new community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$764,999
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.772.6172
Lisa.Koh@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $611,999 | $611,999 | $611,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,620 | $3,818 | $5,001 |
| Total Monthly Payment | $3,712 | $3,910 | $5,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.