8429 SW RIVERVIEW OAKS TERRACE, Arcadia, FL, 34269 | $440,000

Why wait to build when you can move right into this immaculate 2020 custom-built home located in the desirable rural community of River Oaks. Situated on a spacious half-acre corner lot, this home offers plenty of room for family and friends with a bright, open floor plan featuring a great room concept, dining area, spacious kitchen, and three comfortable bedrooms. The home is tastefully appointed with soaring volume ceilings, crown molding throughout, plantation shutters, recessed lighting, decorator light and fan fixtures, and wood plank laminate flooring throughout. Stylish accent walls add warmth and character to the interior. The well-designed kitchen boasts granite countertops with tile backsplash, warm wood cabinetry, stainless steel appliances, a pantry, and a large island with breakfast bar and pendant lighting, all opening to the living and dining areas for effortless entertaining. The primary suite offers a private retreat with a huge walk-in closet and an en-suite bath featuring a granite vanity and custom tiled walk-in shower. French doors from the dining area lead to the screened lanai overlooking the expansive backyard, creating the perfect place to relax and enjoy the peaceful setting. Additional highlights include impact-resistant windows, an insulated garage door, a dedicated laundry room, and a 25' x 30' barn with a 12-foot roll-up door, ideal for a workshop, storage, or even a third garage. This home also features welcoming curb appeal with a charming front porch, brick accent façade, side-load garage, and a three-foot walkway around the entire perimeter of the home. Residents of River Oaks enjoy access to community amenities including a waterfront clubhouse, dock, and BBQ area. The location offers easy access to area waterways and public parks with walking and biking trails, picnic areas, and boat ramps leading to the Peace River, Myakka River, Charlotte Harbor, and the Gulf of Mexico. Nearby attractions include historic Punta Gorda and the popular waterfront destination Fishermen’s Village, known for its charming shops, restaurants, and marina. Convenient access to Interstate 75 makes commuting easy while still enjoying the tranquility of a quiet rural setting. *PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 215 x 100 x 220 x 90
  • Laundry: Inside, Laundry Room
  • Year Built: 2020
  • Garage: 2-car Covered, Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,400
  • Acreage: 0.5
  • Lot Size: 215 x 100 x 220 x 90
  • Est. Taxes: $2,753
  • Lot Desc: Cleared, Corner Lot, Landscaped, Near Golf Course, Oversized Lot
  • Pet Policy: Yes
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7522879
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/C7522879/8429swriverviewoaksterrace_arcadia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 2:34:21 PM)
Listing courtesy of MARINA PARK REALTY LLC   Phone: 941-205-0888

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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8429 SW RIVERVIEW OAKS TERRACE, Arcadia, FL, 34269

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $229 $229 $229
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,082 $2,196 $2,876
Total Monthly Payment $2,386 $2,500 $3,180

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.