|
Why wait to build when you can move right into this immaculate 2020 custom-built home located in the desirable rural community of River Oaks. Situated on a spacious half-acre corner lot, this home offers plenty of room for family and friends with a bright, open floor plan featuring a great room concept, dining area, spacious kitchen, and three comfortable bedrooms. The home is tastefully appointed with soaring volume ceilings, crown molding throughout, plantation shutters, recessed lighting, decorator light and fan fixtures, and wood plank laminate flooring throughout. Stylish accent walls add warmth and character to the interior. The well-designed kitchen boasts granite countertops with tile backsplash, warm wood cabinetry, stainless steel appliances, a pantry, and a large island with breakfast bar and pendant lighting, all opening to the living and dining areas for effortless entertaining. The primary suite offers a private retreat with a huge walk-in closet and an en-suite bath featuring a granite vanity and custom tiled walk-in shower. French doors from the dining area lead to the screened lanai overlooking the expansive backyard, creating the perfect place to relax and enjoy the peaceful setting. Additional highlights include impact-resistant windows, an insulated garage door, a dedicated laundry room, and a 25' x 30' barn with a 12-foot roll-up door, ideal for a workshop, storage, or even a third garage. This home also features welcoming curb appeal with a charming front porch, brick accent façade, side-load garage, and a three-foot walkway around the entire perimeter of the home. Residents of River Oaks enjoy access to community amenities including a waterfront clubhouse, dock, and BBQ area. The location offers easy access to area waterways and public parks with walking and biking trails, picnic areas, and boat ramps leading to the Peace River, Myakka River, Charlotte Harbor, and the Gulf of Mexico. Nearby attractions include historic Punta Gorda and the popular waterfront destination Fishermen’s Village, known for its charming shops, restaurants, and marina. Convenient access to Interstate 75 makes commuting easy while still enjoying the tranquility of a quiet rural setting. *PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $352,000 | $352,000 | $352,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $229 | $229 | $229 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,082 | $2,196 | $2,876 |
| Total Monthly Payment | $2,386 | $2,500 | $3,180 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.