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Presented by
Kate Swenson |
58 Banner Lane, Bluffton, SC, 29909 | $439,000
BETTER THAN NEW!!!Built 2023 on a PREMIUM LOT you can move right in!-Located in Hardeeville, a Bluffton suburb on a quiet cul-de-sac in the highly sought-after Hearthstone Lakes community, this one-story home is < three yrs old & stunning. Whether you sip coffee watching the sunrise on the patio or wave to neighbors from the front porch. From the inviting front porch to the stone-accented exterior upgraded front door, curb appeal sets the tone. Inside, you'll love the open floor plan designed for everyday living and entertaining. The kitchen is the heart of the home, featuring granite ctops, a large island that comfortably seats four, stainless steel appliances (including washer and dryer), an upgraded single-bowl sink, stylish backsplash, soft-close cabinets, spacious walk-in pantry, and upgraded oven. It's functional, stylish & ready for everything from weeknight dinners to holiday gatherings. This home lives like a retreat. Hearthstone Lakes has a low HOA but offers larger homesites, sidewalks on both sides of the street, cul-de-sacs for safe biking or walking, community pool, pavilion, fitness center, playground, and open space. Boat/RV storage is also available. The layout offers excellent bdrm separation, w/primary suite private on the back of the home with peaceful wooded views, generously sized, features a huge walk-in closet, linen closet, spacious bathroom, spa-inspired walk-in shower, & a private water closet. . . a relaxing retreat. Two additional bedrooms are located at the front of the home, ideal for guests, family, or a home office. Enjoy the best of Lowcountry living. The home backs to woods, offering privacy & a natural backdrop. The screened porch and extended concrete patio provide plenty of room to relax or entertain, and the hot tub adds an extra touch of enjoyment. Facing southwest, you can enjoy beautiful sunrise views from the screened porch. Upgrades include luxury vinyl plank flooring throughout (with tile in the bathrooms and laundry room), upgraded carpet in the bedrooms, enhanced lighting, a smart thermostat, stone front elevation, leaf guard gutter system, screened porch, and extended patio. All appliances remain, making this home truly move-in ready. Hearthstone Lakes is a welcoming, pet-friendly neighborhood with a community pool and easy access to highways, shopping, restaurants, all that Beaufort County offer. LOOK NO FURTHER. Just 30 minutes from Hilton Head's world-famous beaches, close enough for beach days whenever you'd like
Features
- Amenities: Pool
- Bedrooms: 3
- Baths: 2 full
- Style: One Story
- Development: Hearthstone Lakes
- Year Built: 2023
- Garage: 2-car
- Heating: Central,Electric,Heat Pump
- Cooling: Central Air,Electric,Heat Pump
- Approx Sq. Feet: 1,894
- Acreage: 0.25
- Lot Desc: < 1/4 Acre
- View: Trees/Woods
- Appliances: Convection Oven,Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer
- MLS#: 505199
- Website: https://www.raveis.com
/prop/505199/58bannerlane_bluffton_sc?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kate SwensonLuxury Properties Specialist
617.959.4813
Kate.Swenson@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 23716
781.490.5670
Andrew.vanDyk@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
58 Banner Lane, Bluffton, SC, 29909
$439,000
Kate Swenson
Luxury Properties Specialist
William Raveis Real Estate
Phone: 617.959.4813
Kate.Swenson@raveis.com
Andrew van Dyk
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 781.490.5670
Andrew.vanDyk@raveis.com
NMLS Mortgage Loan Originator ID 23716
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.846% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,103 | $2,191 | $2,893 |
| Total Monthly Payment | $2,178 | $2,266 | $2,968 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484