4683 ARBORETUM CIR, Naples, FL, 34112 | $675,000

Set against sweeping panoramic lake views, this beautifully and fully upgraded better than new end-unit residence offers one of the most enhanced homes within the community. The two-story Oceangrove floor plan features three bedrooms, two full baths, and a two-car attached garage, combining modern design with thoughtful functionality in the vibrant Bayshore Arts District—just minutes from downtown Naples and the Gulf’s white-sand beaches.
The open-concept interior is filled with natural light and finished in a coastal contemporary style, highlighted by beautiful wood-look tile flooring throughout the main living areas. At the heart of the home is a chef-inspired eat-in kitchen featuring white shaker cabinetry, quartz countertops, upgraded appliances including glass front refrigerator, Carrara marble backsplash, an oversized island ideal for entertaining, and a spacious walk-in pantry. The dining area and lanai both overlook the tranquil lake, creating an ideal setting for everyday living or relaxed gatherings. Endless upgrades including crown molding, hardwood interior stairs, upgraded light fixtures and ceiling fans throughout.
Smart-home features enhance convenience and security, including Wi-Fi–enabled appliances, a smart thermostat, electronic door lock, whole-house surge protection, and a Ring security system. The home also includes an impressive 85-inch Samsung smart TV. A full-size laundry room with upgraded side-by-side washer and dryer provides additional storage and functionality.
As an end unit, the home enjoys abundant natural light along with a lanai that captures expansive lake views plus a wall-mounted TV. The two-car garage features an epoxy floor.
Residents enjoy access to community amenities including a pool and fitness center. The low HOA fee adds exceptional value and includes high-speed internet, water, sewer, landscaping, and exterior building insurance—making this an ideal full-time residence or seasonal retreat in one of Naples’ fastest-growing and most creative districts. An easy walk or bike right to Naples Pickleball center and Naples Botanical Garden.
Offered turnkey furnished with $50k+ worth of furnishings. Originally the lot premium was $89k. Truly the most exceptional home in the community.

Features

  • Building Design: Low Rise (1-3)
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Humidistat,Whole House Fan
  • Levels: 2
  • Amenities: Cabana,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Internet Access,Sidewalk,Streetlight,Underground Utility
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: ARBORETUM
  • Development: ARBORETUM
  • Year Built: 2023
  • Approx Sq. Feet: 1,721
  • Est. Taxes: $6,877
  • Condo Fee: $654 Monthly
  • Lot Desc: Zero Lot Line
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Pet Policy: With Approval
  • MLS#: 226010135
  • Website: https://www.raveis.com
    /prop/226010135/4683arboretumcir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4683 ARBORETUM CIR, Naples, FL, 34112

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment $573 $573 $573
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,238 $3,369 $4,484
Total Monthly Payment $3,903 $4,034 $5,149

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.