190 JAMES COURT, Oldsmar, FL, 34677 | $345,000

Under contract-accepting backup offers. Awesome view and location in Quail Forest of Eastlake Woodlands! High and dry -with no flood insurance required- yet offering sparkling water views throughout! This 2 bedroom plus large, enclosed sunroom/2 full bathroom/1 car carport villa is absolutely perfect! Located on one of the best lots in the community, this beauty has been updated and upgraded from top to bottom! Literally everything has been done with pride of ownership! The highly desired community of Quail Forest offers it's own private, gated entry and it's own heated pool - which is one street over! Plus your assigned, covered carport is directly in front of your door! The true split floorplan plus large, enclosed sunroom offers privacy and options! One of the charms of these villas is the awesome outdoor space! You feel very private and serene! The front patio just off the kitchen is quaint for those morning coffees and the large back sunroom, outdoor patio and yard are amazing! offering a large outdoor area for grilling and dining outdoors aside a sparkling waterview! The back area is awesome and very spacious! THE GOODS: new roof 2024, new gutters 2024, new a/c 2025, new a/c ductwork 2023, completely upgraded kitchen, completely upgraded bathrooms, new flooring throughout (no carpet!), new paint/trim/base throughout, new ceilings (popcorn removed/fresh texture/paint), crown molding throughout, new interior doors/closet doors throughout, custom roll down window shade treatments throughout. The monthly fee of $451/mo covers: the private gate, private pool, the building exterior maintenance including roof, lawn/irrigation, cable, internet, trash, property manager and escrow reserves. The main community of Eastlake Woodlands offers additional recreation options including highly recognized golf, tennis and pickleball. A great splash pad/pool area with poolside cafe, main restaurant with expansive bar and outdoor area, full gym and more! This is the ideal Florida lifestyle!!!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1981
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,250
  • Acreage: 0.11
  • Est. Taxes: $2,095
  • HOA Fee: $451 Monthly
  • Lot Desc: Sidewalk, Street Dead-End
  • View: Water
  • Pet Policy: Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8483579
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/TB8483579/190jamescourt_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/17/2026 4:13:47 AM)
Listing courtesy of MIHARA & ASSOCIATES INC.   Phone: 813-960-2300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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190 JAMES COURT, Oldsmar, FL, 34677

$345,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $276,000 $276,000 $276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $175 $175 $175
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,633 $1,677 $2,237
Total Monthly Payment $1,883 $1,927 $2,487

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.