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Presented by
David Callahan |
505 Middle Road, Colchester, VT, 05446 | $548,000
Charming 3-Bedroom Cape-Style Farmhouse nestled in one of the most desirable rural neighborhoods in Colchester. This charming 3-bedroom Cape-style farmhouse offers comfort, character, and space to enjoy country living. Step inside to a large, cozy living room that flows into an inviting and spacious dining area—perfect for gatherings both big and small. The kitchen features an attached laundry room for added convenience, while pellet stoves provide supplemental heat to keep you warm during Vermont’s cooler winter months. Enjoy the covered patio once the snow melts—ideal for morning coffee, outdoor dining, or relaxing evenings. Take a stroll down the picturesque road, often enjoyed by walkers, runners, and even horseback riders. Located just half a mile from a beloved local creemee stand, you’ll appreciate the charm of the neighborhood as much as the home itself. Recent improvements by the current owners include tree removal near the home, a new roof, installation of mini-split heat pumps that provide efficient heating and air conditioning for those humid summer days, standalone generator and an upgraded electrical panel. Situated on five usable acres, this property offers ample space for gardening, outdoor entertaining, or your mini-farm dreams. Conveniently located close to shopping and schools, this spacious home is full of character and unique details—come see all it has to offer! OPEN HOUSE SUNDAY 3/8/26 FROM 1-3PM
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 three-quarter
- Style: Cape,Farmhouse
- Year Built: 1845
- Garage: 2-car Garage
- Heating: Oil,Pellet Stove,Baseboard,Hot Water,Multi Zone,Mini Split
- Cooling: Mini Split
- Basement: Crawl Space,Dirt Floor,Interior Stairs,Unfinished,Interior Access
- Approx Sq. Feet: 2,445
- Acreage: 5.01
- Est. Taxes: $6,522
- Lot Desc: Country Setting,Wooded,In Town,Near Paths,Near Shopping,Rural,Near School(s)
- Elem. School: Union Memorial Primary School
- Middle School: Colchester Middle School
- High School: Colchester High School
- School District: Colchester School District
- MLS#: 5078410
- Website: https://www.raveis.com
/prop/5078410/505middleroad_colchester_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/3/2026
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
David CallahanBroker Associate
508.325.1881
David.Callahan@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
505 Middle Road, Colchester, VT, 05446
$548,000
David Callahan
Broker Associate
William Raveis Real Estate
Phone: 508.325.1881
David.Callahan@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $438,400 | $438,400 | $438,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $544 | $544 | $544 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,593 | $2,699 | $3,580 |
| Total Monthly Payment | $3,229 | $3,335 | $4,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484