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Lot 41 on Towners Road in Kent, NY 10512 isn’t just a vacant parcel — it’s a blank canvas positioned in one of Putnam County’s most strategic corridors. Set along Towners Road, this commercial piece of land sits where visibility meets opportunity. The 10512 zip code places it squarely in the heart of Kent, a town that continues to see steady traffic flow between Carmel, Patterson, and the I-84 corridor. For business owners and investors, location is leverage — and Lot 41 offers it. This is the kind of property that invites vision. Retail. Professional office. Service-based business. Storage. Contractor yard. With commercial zoning in place, the groundwork for possibility is already there. What makes vacant commercial land powerful is flexibility — you’re not inheriting someone else’s layout or limitations. You’re designing with purpose from day one. Towners Road carries local commuters, tradespeople, and residents who rely on nearby businesses every single day. In a town where residential growth continues but commercial inventory remains limited, well-located land becomes increasingly valuable. Businesses want exposure. Customers want convenience. Lot 41 delivers both. Utilities, access, engineering, and site planning will shape the final vision, but the fundamental ingredient — location — is already secured. Commercial land in Kent doesn’t come up every day, especially parcels that allow a buyer to control their build from the ground up. For an investor, this is a hold with upside. For an owner-user, it’s a chance to stop paying rent and build equity. For a developer, it’s a footprint in a market that still rewards smart positioning. Vacant land tells a different story than an existing building. It doesn’t show you what was — it asks you what could be. Lot 41 Towners Road is ready for the next chapter. The question isn’t what it is today. It’s what someone with vision will turn it into tomorrow.
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Our Executive Mortgage Banker:
$24,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $19,920 | $19,920 | $19,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $119 | $124 | $164 |
| Total Monthly Payment | $194 | $199 | $239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.