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Presented by
Gladys Guzman-Averhart |
New Construction – To Be Built - The Terra Collection at The Estates at Rocky Point Welcome to The Terra Birmingham Plus, an exceptional new construction colonial by Long Island’s premier builder, Terra Construction Group. This beautifully designed home offers approximately 2, 855 square feet of thoughtfully crafted living space, featuring 4 bedrooms, 2. 5 bathrooms, a full basement with outside entrance, and a 2-car garage. The open and inviting floor plan showcases 9-foot ceilings on the first floor, elegant 4” red oak or 7” engineered white oak flooring, custom interior moldings, and a gas fireplace with mantel and tile surround. A formal dining room and spacious living areas create the perfect setting for entertaining and everyday living. The designer kitchen is equipped with shaker-style maple cabinetry with 42” wall cabinets, quartz countertops, ceramic tile backsplash, stainless steel sink with Kohler or Delta pull-out faucet, and a premium appliance package including a 36” refrigerator with ice and water, 30” gas range with stainless canopy hood, built-in microwave, and stainless dishwasher. The luxurious primary suite features a custom tiled shower with glass door, soaking tub, ceramic tile floors, and a custom maple vanity with granite or quartz countertop and Kohler/Delta fixtures. Additional bedrooms include plush carpeting and abundant closet space with melamine shelving systems. Built with quality and efficiency in mind, the home includes two-zone central air conditioning, two-zone water coil heating with tankless hot water system, PEX plumbing, and a full security system. Exterior features include maintenance-free vinyl siding, 30-year architectural roof shingles, vinyl double-hung windows, asphalt driveway with paver border and walkway, underground utilities, in-ground sprinkler system (up to 10 zones), and seeded lawn. The home is also solar ready for future energy efficiency. Experience the opportunity to build your dream home with Terra Construction Group, known for exceptional craftsmanship and attention to detail, in one of Rocky Point’s most exciting new communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$989,999
Sales Associate
William Raveis Real Estate
Phone: 475.450.6487
Gladys.GuzmanAverhart@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $791,999 | $791,999 | $791,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.984% | 5.806% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,373 | $4,685 | $6,524 |
| Total Monthly Payment | $4,465 | $4,777 | $6,616 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.