15 Laffin Lane, Poughkeepsie, NY, 12603 | $499,900

Beautifully updated Expanded Cape Cod set on a charming, established Spackenkill street. Tastefully styled throughout, this inviting home offers three spacious bedrooms on the main level plus a fourth bedroom upstairs, along with significant unfinished second-floor space ready to be transformed into a stunning primary suite or additional living area. The sun-filled living room welcomes you with a fireplace, built-ins, and a large picture window that brings in abundant natural light. Refinished hardwood floors flow throughout the main level and lead to a striking dining room featuring custom molding, a modern lighting fixture, and patio doors that open to the backyard. The dining area connects seamlessly to the beautifully updated kitchen with stainless steel appliances and quartz countertops, creating a warm, open feel that works perfectly for both everyday living and entertaining. Step outside to the new deck overlooking the spacious backyard—an ideal setting for outdoor dining, gatherings, or quiet relaxation. The main level also features a well-appointed bathroom with both a tub and a separate walk-in shower. The lower level offers flexible additional space currently used as a playroom, along with laundry, utilities, and convenient garage access. The backyard is level, landscaped, and truly special, offering private gated access to the scenic trail along the golf course—perfect access, right from your own yard. A rare opportunity to enjoy modern updates, classic charm, and exciting future potential in one inviting home. Conveniently location close to all amenities including stores, restaurants, schools, hospitals, Metro North trains and the Walkway Over the Hudson.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 1 full
  • Laundry: In Basement, Laundry Room
  • Style: Cape Cod
  • Year Built: 1955
  • Garage: 1-car
  • Heating: Oil
  • Cooling: Central Air
  • Basement: Partial
  • Approx Sq. Feet: 2,000
  • Acreage: 0.58
  • Est. Taxes: $15,332
  • Elem. School: Hagan
  • Middle School: Orville A Todd Middle School
  • High School: Spackenkill High School
  • School District: Spackenkill
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: 966967
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/966967/15laffinlane_poughkeepsie_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of BHHS Hudson Valley Properties   Phone: 845-473-1650

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15 Laffin Lane, Poughkeepsie, NY, 12603

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.545% 5.900%
Monthly Tax Payment $1,278 $1,278 $1,278
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,398 $2,495 $3,294
Total Monthly Payment $3,751 $3,848 $4,647

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.