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One or more photo(s) has been virtually staged. Rare modern townhome in a resort-style pool community in South Tampa with an oversized 2-car garage and one of the very lowest HOA fees in the area! This 2-ensuite-bedroom, 2. 5-bathroom home with balcony and back porch offers an ideal lifestyle just minutes from the waterfront beauty of Bayshore Boulevard and Ballast Point Park. Just a walk away to restaurants, coffee shops, groceries stores and close to shopping malls. Centrally situated to commute to downtown St Pete on the new Expressway, the property is also just a short drive to MacDill Air Force Base and offers convenient access to Bayshore Boulevard and the Lee Roy Selmon Expressway to downtown Tampa. Located in the community of Las Palmas at Ballast Point, this freshly painted home welcomes you with a bright open floor plan combining living room, dining area, breakfast bar, and kitchen with granite counter-tops, stainless steel appliances, bamboo wood floors, crown-molding and abundant natural light throughout. Enjoy your own piece of Florida on your private balcony while sipping a beverage or relaxing by the community pool. The upstairs level is dedicated to two bedrooms, each with its own ensuite bathroom and walk-in closet. Additional highlights include new 2026 interior paint, new 2025 top of the line Trane A/C, new 2025 water heater, new 2026 remote-controlled ceiling fan in the common areas, new 2026 LED down-lights throughout, 2024 fridge, newer InSinkErator garbage disposal, numerous large windows with wood trim that enhance the bright and airy feel of the home, and a rare two-car garage that opens onto a covered front area. Not located in a flood zone, this property gives you the extra peace of mind of having all living areas located on the 2nd and 3rd floors. The low $399/month HOA fee includes the individual units trash & sewer, and also covers landscaping, the exterior building pest control, repairs, maintenance, property manager and the reserves. Come visit and be delighted!
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Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $344,000 | $344,000 | $344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $493 | $493 | $493 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,118 | $2,172 | $2,857 |
| Total Monthly Payment | $2,686 | $2,740 | $3,425 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.