5291 SW 86TH COURT ROAD, Ocala, FL, 34481 | $324,490

NO REAR NEIGHBORS on this expansive 0. 21-acre lot located in the newest section of Saratoga. The view from the moment you step through the front door is breathtaking. Through the rear sliding doors, you’ll enjoy a peaceful backdrop—trees to the left and open green space straight ahead—providing both privacy and beautiful scenery.

Only six months old and truly MOVE-IN READY NOW! This highly desirable Contour model has been lightly lived in and shows like new. Easy-care luxury vinyl plank flooring runs throughout the home, with tile in the bathrooms and laundry room.

The kitchen features an upgraded appliance package with a separate cooktop, built-in oven, and microwave. Beautiful upgraded cabinetry includes crown molding, light rail molding, and soft-close drawers, creating both elegance and functionality. Window treatments are already installed, and the garage includes a convenient utility sink.

Both the primary and guest bathrooms feature step-in showers with upgraded tile and the same stylish cabinetry found in the kitchen. The indoor laundry room includes the washer and dryer along with additional upgraded cabinets for extra storage.

Located in Stone Creek, a vibrant 55+ gated community with a 24-hour staffed guard gate, residents enjoy an incredible array of amenities including tennis, pickleball, softball, bocce ball, billiards, darts, and numerous clubs and social events. Relax at the indoor heated pool or the resort-style beach-entry outdoor pool, and take advantage of the sauna, whirlpool, and steam room.

For outdoor enthusiasts, there are raised garden beds for gardening and catch-and-release lakes for fishing. With so many activities and amenities, you’ll never run out of things to do.

Pets are welcome, and this lot allows fencing.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 67 x 138
  • Laundry: Inside
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,406
  • Acreage: 0.21
  • Lot Size: 67 x 138
  • Est. Taxes: $523
  • HOA Fee: $320 Monthly
  • View: Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: OM720132
  • Days on Market: 67 days
  • Website: https://www.raveis.com
    /prop/OM720132/5291sw86thcourtroad_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 11:34:09 PM)

William Raveis Family of Services

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Bob LangBroker Associate

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Bob.Lang@raveis.com

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Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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5291 SW 86TH COURT ROAD, Ocala, FL, 34481

$324,490

Bob Lang

Broker Associate

William Raveis Real Estate

Phone: 860.305.3521

Bob.Lang@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,592 $259,592 $259,592
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $44 $44 $44
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,598 $1,639 $2,156
Total Monthly Payment $1,717 $1,758 $2,275

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.