270 Cottage Road, Valley Cottage, NY, 10989 | $779,000

SPACIOUS HOME WITH BACKYARD OASIS - Welcome to this beautifully updated 3–4 bedroom, 3 full bath split-level residence, situated on a picturesque street within the highly regarded Nyack School District. Thoughtfully designed for both comfortable everyday living and effortless entertaining, this home offers the perfect balance of style, space, and functionality. The main level features a formal dining room highlighted by a striking accent wall and an inviting eat-in kitchen appointed with abundant cabinetry, stainless steel appliances, and a stunning two-tiered granite island. Sliding glass doors open to an expansive deck overlooking your professionally fenced and landscaped backyard retreat—complete with a paver patio and in-ground pool—creating an exceptional setting for outdoor gatherings and summer enjoyment. Upstairs, the spacious primary suite serves as a true retreat, featuring an gas fireplace, en-suite full bath, walk-in closet, and two additional double-door closets. Two generously sized bedrooms and a beautifully maintained full hall bath complete this level. The lower level offers a warm and welcoming family room anchored by a gorgeous stacked-stone fireplace and a full wet bar with sink and wine refrigerator—perfect for entertaining. French doors open directly to the paver patio and stunning backyard, seamlessly blending indoor and outdoor living. This level also includes a full bath, side-door entrance, closet, and convenient access to the attached garage. Just a few steps down, you’ll find a dedicated laundry area and two versatile bonus rooms ideal for a home office, den, fitness space, or guest accommodations. Conveniently located near shops, parks, schools, and major highways. This lovingly cared-for home is ready for its next chapter.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Split Level
  • Year Built: 1954
  • Garage: 1-car
  • Heating: Forced Air
  • Cooling: Central Air
  • Approx Sq. Feet: 2,225
  • Acreage: 0.23
  • Est. Taxes: $18,866
  • Elem. School: Liberty Elementary School
  • Middle School: Nyack Middle School
  • High School: Nyack Senior High School
  • School District: Nyack
  • Pool: In Ground
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Range, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater, Wine Refrigerator
  • MLS#: 966124
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/966124/270cottageroad_valleycottage_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Hudson Valley   Phone: 845-639-0300

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

270 Cottage Road, Valley Cottage, NY, 10989

$779,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $623,200 $623,200 $623,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $1,572 $1,572 $1,572
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,787 $3,935 $5,175
Total Monthly Payment $5,451 $5,599 $6,839

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.