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Historic Village of McClellanvilleThis charming two-bedroom, two-and-a-half-bath coastal cottage on a large . 65 acre lot is sure to capture your heart! With large, mature moss-laden oak trees welcoming you, this home blends classic Lowcountry character with an open, airy design, offering a relaxed, yet refined style of living. The thoughtfully designed floor plan brings the dining, living, kitchen, and family areas together in one beautifully flowing space, ideal for both everyday living and entertaining. Throughout the home, Brazilian cherry floors, soaring eleven-foot ceilings, antique 100-year-old columns, and large reclaimed wooden beams add warmth, character, and architectural interest in every direction. Large windows and multiple French doors fill the home with natural light while framing views of the surrounding Lowcountry landscape. Ceiling fans and recessed lighting provide both comfort and style in this thoughtfully crafted, builder-owned residence. A distinctive copper-edged, tile-topped bar separates the kitchen from the living area, creating a welcoming gathering spot. The well-appointed kitchen features custom cabinetry, stainless steel appliances, and plenty of workspace for the home chef. Each side of the home features a spacious bedroom suite, both opening onto the inviting front wrap-around porch and also onto a large shared rear deck--perfect for private sunning, morning coffee, or stargazing on quiet coastal evenings. In keeping with traditional Village architecture, the exterior is wrapped in freshly painted cypress siding and topped with a recently renovated metal roof. The attic features foam insulation, creating a large climate-controlled storage area while helping reduce energy costs. Energy-efficient windows are another thoughtful upgrade. The elevated design provides abundant space underneath the home for storing boats, vehicles, and all your outdoor gear. A convenient fish-cleaning station is ready for the many boating and fishing adventures awaiting you nearby in the Cape Romain Wildlife Refuge, where you can harvest world-famous Bulls Bay oysters, clams, shrimp, and fish. Nature lovers will appreciate the miles of uncrowded beaches within the refuge -- perfect for exploring and shelling -- as well as the nearby Santee Coastal Reserve and Francis Marion National Forest, which offer exceptional opportunities for birding, kayaking, hunting, and fishing. Ideally located in the Historic District, the home is just a short distance from McClellanville's local dining, shops, and everyday conveniences. With its strong sense of community, timeless charm, and pristine surrounding waters and beaches, this is a rare opportunity to embrace the laid-back coastal lifestyle the Village is known for. Lowcountry living truly doesn't get any better than this!
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Our Executive Mortgage Banker:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,349 | $3,489 | $4,566 |
| Total Monthly Payment | $3,441 | $3,581 | $4,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.