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If your idea of the perfect day involves a morning coffee on the porch, a dip in the pool, and absolutely zero yard drama, welcome home!
Located in the 55+ community of Oaks Royal III in Zephyrhills, this 2 bedroom, 2 bathroom home offers comfortable, low maintenance living in a community where the land is yours and the pace is exactly what you've earned.
The interior is clean and functional, with an open living and dining layout that feels natural and easy to move through. Laminate flooring runs through the main living areas, both bathrooms have been updated with tile, and the primary suite includes two closets and a private ensuite bath. The second bedroom adapts well to whatever you need: a guest room, home office, or dedicated hobby space. An enclosed front porch extends your living area year round, and a separate storage shed houses the washer and dryer, keeping the interior streamlined and organized.
Beyond the front door, Oaks Royal III offers an active, welcoming community with a clubhouse, pool, spa, shuffleboard, and a full social calendar, all just minutes from shopping, dining, medical facilities, and a short drive to the Gulf beaches. Pet friendly, with cats and small dogs welcome. HOA dues are just $800 annually.
The big ticket items have already been handled. Schedule your private showing today.
ROOF 2024 | WATER HEATER 2024 | HVAC COMPRESSOR 2025 | ELECTRICAL PANEL WITH WHOLE HOUSE SURGE PROTECTOR 2025 | WINDOWS 2021 | UPDATED BATHROOMS 2019 | HVAC 2014
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Our Executive Mortgage Banker:
Our Insurance Division:
$160,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $128,000 | $128,000 | $128,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $164 | $164 | $164 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $767 | $808 | $1,063 |
| Total Monthly Payment | $1,006 | $1,047 | $1,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.