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245 OLD MOSS CIRCLE, Deland, FL, 32724 | $487,500
Welcome to your new home in the vibrant 55+ guard-gated community of Victoria Gardens! Built in 2022, this beautiful waterfront residence sits beside a tranquil pond and features a fenced backyard—perfect for relaxing or entertaining. Just a short stroll away, you'll find the private clubhouse, where you can enjoy daily activities, a delicious on-site restaurant, pickleball and tennis courts, a heated pool and spa, a fitness center with exercise classes, card rooms, billiards, a ballroom, arts and crafts, and so much more.
The thoughtfully designed open layout maximizes both comfort and functionality. The kitchen, just off the great room, is ideal for hosting friends and family. It boasts stone countertops with a breakfast bar, stainless steel appliances, and plenty of counter space for all your culinary adventures. Step out to the screened lanai—perfect for BBQs and outdoor dining, complete with a natural gas hookup. From your fenced backyard, enjoy peaceful views of the pond and its fountain.
This split floor plan offers two bedrooms near the entrance for guests, while the spacious primary suite is set apart for privacy. The primary suite features walk-in closets and an en-suite bath with a double vanity, extra drawers, and cabinets. The laundry room provides ample storage, a hanging bar, and hookups for either an electric or gas dryer. Easy-care flooring in the living areas and cozy carpet in the bedrooms make this home both stylish and practical.
Recent upgrades include a water softener, ceiling fans, plantation shutters, an extra-large pantry, a stunning stone fireplace, an enclosed screen room, outdoor lighting, and RING cameras for added security. Plus, you'll love having the longest driveway in the community—perfect for guests!
Living in Victoria Gardens means enjoying a truly carefree lifestyle. Your HOA fee covers lawn maintenance, gated entry, high-speed internet, over 200 TV channels with premium apps, irrigation for your lawn, and full access to the impressive 20, 000 sq. ft. clubhouse. This home is conveniently located near the front gate for easy access to I-4, Village Center, Advent Medical Park, and the Victoria Hills 18-hole golf course. You'll also be close to three hospitals, grocery stores like Publix and Aldi, shopping at TJ Maxx, Ross, and Belk, as well as a variety of restaurants and pet stores—all within just a few miles.
For those who love exploring, downtown DeLand is only five miles away, offering antique shops, boutiques, the historic Athens Theatre, a museum of art, wine bars, and breweries. Plus, you're just 25 minutes from the beaches of Daytona or New Smyrna, and about an hour from Disney.
Come see why this move-in ready home is the perfect place to enjoy the best of Florida living!
Please note, this home may be under audio/visual surveillance.
Features
- Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Maintenance, Park, Pickleball Court(s), Pool, Recreation Facilities, Security, Spa/Hot Tub, Tennis Court(s), Trail(s)
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Year Built: 2022
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,843
- Acreage: 0.17
- Est. Taxes: $5,313
- HOA Fee: $1,639 Quarterly
- Lot Desc: Near Golf Course, Private, Sidewalk
- View: Park/Greenbelt, Trees/Woods, Water
- Adult Communities: Yes
- Elem. School: Freedom Elem
- Middle School: Deland Middle
- High School: Deland High
- Pet Policy: Breed Restrictions
- Appliances: Refrigerator, Water Softener
- MLS#: V4947492
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/V4947492/245oldmosscircle_deland_fl?source=qrflyer
Listing courtesy of WATSON REALTY CORP Phone: 386-734-4559
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
245 OLD MOSS CIRCLE, Deland, FL, 32724
$487,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $390,000 | $390,000 | $390,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $443 | $443 | $443 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,338 | $2,433 | $3,213 |
| Total Monthly Payment | $2,856 | $2,951 | $3,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388