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1420 EMERALD DRIVE, Kissimmee, FL, 34744 | $499,000
**BUYER FINANCING FELL THROUGH**Bring your boat, RV, chickens, etc! Welcome to 1420 Emerald Drive in Kissimmee, a rare opportunity to own boatable lakefront property for under $500, 000 with a BRAND NEW 2026 ROOF and no HOA! Set along the banks of Fish Lake where you can enjoy boating, waterskiing, and sunset views right from your oversized, fenced-in backyard; this home offers a lifestyle that is increasingly hard to find at this price point in Central Florida in a fantastic location.
Inside, the home features a well designed layout with both a living room and a separate family room, giving you plenty of space for relaxing after a day on the water, entertaining guests, or gathering with friends and family. Large windows bring in natural light and frame peaceful lake views, creating a bright and welcoming atmosphere throughout the main living areas.
The home includes a primary bedroom that serves as a comfortable private retreat, along with two additional bedrooms that offer flexibility for family members, guests, or a home office. The kitchen provides ample cabinetry and workspace and is conveniently located near the dining and living areas, making it easy to host dinners or casual get togethers after a day on the lake.
Step outside to enjoy your own private pool and deck overlooking the water. Spend mornings with coffee by the lake, afternoons cooling off in the pool, and evenings watching the sunset reflect across the water. With direct lake access, you can keep your boat ready for a quick ski set, paddle around the shoreline, or simply enjoy the peaceful waterfront setting.
Located in Kissimmee/St. Cloud with convenient access to shopping, dining, schools, and major roadways, this property also offers an easy drive to Orlando and nearby attractions. 1420 Emerald Drive presents a unique chance to enjoy true lakefront living, complete with a private pool; all at a price point that is becoming increasingly rare in Central Florida.
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment. **
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 90 x 174
- Laundry: Inside, Laundry Room
- Year Built: 1973
- Garage: 2-car Driveway
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,857
- Acreage: 0.35
- Lot Size: 90 x 174
- Est. Taxes: $3,310
- View: Water
- Water Front: Yes
- Elem. School: Neptune Elementary
- Middle School: Neptune Middle (6-8)
- High School: Gateway High School (9 12)
- Pool: Deck, In Ground
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: O6386884
- Days on Market: 45 days
- Website: https://www.raveis.com
/prop/O6386884/1420emeralddrive_kissimmee_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS Phone: 407-629-4420
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1420 EMERALD DRIVE, Kissimmee, FL, 34744
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $276 | $276 | $276 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,393 | $2,490 | $3,315 |
| Total Monthly Payment | $2,744 | $2,841 | $3,666 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388