13 Comares Ave, Saint Augustine, FL, 32080 | $979,000

Welcome to Cortez on the Water, where coastal elegance meets effortless boating lifestyle. Nestled along the serene shoreline of Salt Run, this premier waterfront community offers not just a home — but a true nautical experience in the heart of historic St. Augustine. This beautifully appointed 4-bedroom, 3. 5-bath residence includes its own private 15-foot-wide deepwater boat slip, a $25, 000 upgrade, complete with added pylons for secure tie-offs, water, and upgraded power — providing seamless access to the Intracoastal and beyond. Here, tranquil sunrises and spontaneous sunset cruises are simply part of everyday life. Inside, the home is designed for both comfort and entertaining. The chef’s kitchen features a gas range and oversized refrigerator, flowing effortlessly into open, light-filled living spaces. Expansive windows invite in natural light, while tile flooring runs throughout for a clean, coastal aesthetic. An elevator adds convenience, and multiple decks — both front and back — along with a covered rear porch and outdoor kitchen create the perfect setting for gathering with family and friends. Additional highlights include a spacious two-car garage and thoughtfully designed indoor-outdoor living areas that embrace the waterfront setting. Residents of Cortez on the Water enjoy exclusive community amenities including a private dock, deepwater access, and a sparkling community pool — all just minutes from the charm, dining, and culture of historic downtown St. Augustine. Experience refined coastal living where your boat is just steps away and every day feels like a getaway.

Features

  • Parking: 2 Car Garage
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Levels: 3
  • Amenities: Community Dock,Community Pool Heated,Spa,Waterfront
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Complex: Cortez on the Water
  • Year Built: 2022
  • Common Charge: $3,834
  • Approx Sq. Feet: 2,772
  • Est. Taxes: $13,420
  • Lot Desc: Water Front
  • Water Front: Yes
  • Boat Access: Yes
  • MLS#: 261060
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /prop/261060/13comaresave_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Roe Sheppard GroupSales Associates

781.264.0856

TheRoeSheppardTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1017266

508.335.8179

Michael.Cartier@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13 Comares Ave, Saint Augustine, FL, 32080

$979,000

The Roe Sheppard Group

Sales Associates

William Raveis Real Estate

Phone: 781.264.0856

TheRoeSheppardTeam@raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $783,200 $783,200 $783,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.239% 6.235% 6.164%
Monthly Tax Payment $1,118 $1,118 $1,118
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,571 $4,759 $6,609
Total Monthly Payment $5,781 $5,969 $7,819

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.