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A private deep-water boat slip on Salt Run, over $125, 000 in upgrades, and a location just minutes from historic downtown St. Augustine set this residence apart. Offering easy access to the Intracoastal Waterway and a lock-and-leave lifestyle, it is an ideal opportunity for boating enthusiasts seeking luxury, convenience, and coastal living. This beautifully appointed 4-bedroom, 3. 5-bath residence showcases premium upgrades, thoughtfully selected to elevate both style and functionality. The chef’s kitchen has been extensively enhanced with $30, 000 in upgrades, complemented by $20, 000 in high-end appliances, an upgraded quartz island, and refined cabinetry improvements. Throughout the home, tile flooring provides a clean, cohesive coastal aesthetic, while $70, 000 in Design Center selections and finishes add a layer of sophistication and detail rarely found. Designed for both everyday comfort and entertaining, the open-concept living spaces are filled with natural light from expansive windows, creating an inviting and airy atmosphere. An elevator adds convenience, while multiple decks — both front and back — along with a covered rear porch and outdoor kitchen offer ideal spaces for gathering and enjoying the waterfront setting. For boating enthusiasts, this property is truly exceptional. It includes a private 15-foot-wide deepwater boat slip, a $25, 000 upgrade, complete with added pylons for secure tie-offs, water access, and upgraded power — providing seamless navigation to the Intracoastal and beyond. Here, sunrise views and spontaneous sunset cruises become part of your daily routine. Additional highlights include a spacious two-car garage featuring a durable Spartan epoxy-coated floor, blending practicality with polished presentation. Residents of Cortez on the Water enjoy exclusive community amenities including a private dock, deepwater access, and a sparkling community pool — all just minutes from the charm, dining, and culture of historic downtown St. Augustine. Experience refined coastal living where your boat is steps away and every day feels like a getaway.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.277% | 6.223% | 6.183% |
| Monthly Tax Payment | $1,118 | $1,118 | $1,118 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,254 | $4,370 | $6,069 |
| Total Monthly Payment | $5,464 | $5,580 | $7,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.