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Presented by
The Roe Sheppard Group |
Welcome to Cortez on the Water, where coastal elegance meets effortless boating lifestyle. Nestled along the serene shoreline of Salt Run, this premier waterfront community offers not just a home — but a true nautical experience in the heart of historic St. Augustine. This beautifully appointed 4-bedroom, 3. 5-bath residence includes its own private 15-foot-wide deepwater boat slip, a $25, 000 upgrade, complete with added pylons for secure tie-offs, water, and upgraded power — providing seamless access to the Intracoastal and beyond. Here, tranquil sunrises and spontaneous sunset cruises are simply part of everyday life. Inside, the home is designed for both comfort and entertaining. The chef’s kitchen features a gas range and oversized refrigerator, flowing effortlessly into open, light-filled living spaces. Expansive windows invite in natural light, while tile flooring runs throughout for a clean, coastal aesthetic. An elevator adds convenience, and multiple decks — both front and back — along with a covered rear porch and outdoor kitchen create the perfect setting for gathering with family and friends. Additional highlights include a spacious two-car garage and thoughtfully designed indoor-outdoor living areas that embrace the waterfront setting. Residents of Cortez on the Water enjoy exclusive community amenities including a private dock, deepwater access, and a sparkling community pool — all just minutes from the charm, dining, and culture of historic downtown St. Augustine. Experience refined coastal living where your boat is just steps away and every day feels like a getaway.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$979,000
Sales Associates
William Raveis Real Estate
Phone: 781.264.0856
TheRoeSheppardTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $783,200 | $783,200 | $783,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.239% | 6.235% | 6.164% |
| Monthly Tax Payment | $1,118 | $1,118 | $1,118 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,571 | $4,759 | $6,609 |
| Total Monthly Payment | $5,781 | $5,969 | $7,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.