Warmth & Charm Abound In This Oversized Classic Brick Cape Offering 1436 Square Feet Of Living Space, Spectacular 45' x 213' Property With An Expansive Backyard, And A Very Convenient Location Close To Shopping, Major Roadways & One Block From Oceanside High School! Beautiful Curb Appeal - Charming Brick Facade, Doghouse Style Windows, Mature Landscape & Oversized Privacy/Shade Trees, Sidewalks & An Oversized Concrete Driveway Lead To The Front Entrance & Into The Home Offering An Inviting, Comfortable Floorplan - A Charming Entrance Foyer With A Good Sized Coat Closet & Hardwood Floors Opens Into The Warm & Inviting Formal Living Room Offering A Beautiful Focal Point Brick Fireplace With Custom Mantel Flanked By Two Large Windows Plus A Third Window For Additional Light, Hardwood Floors, Beautiful Crown Moldings, An Open Stairway To The Second Level & Ample Room For A Good Sized Living Room Set/Furniture. There Are Two Bedrooms & A Full Bathroom On The First Floor - The First Bedroom Is Well Sized Offering Two Large Windows For Natural Light, Ceiling Fan, Good Sized Closet & Ample Room For Furniture, The Second Larger Bedroom Offers A Large Window For Natural Light, Ample Room For Furniture, Ceiling Fan & A Good Sized Closet, And The Lovely Full Bathroom Offers Fully Floor To Ceiling Ceramic Tiled Walls, Pedestal Sink, Full Bathtub/Shower & Ceramic Tiled Floor. The Cabinet Lined Kitchen Offers Two Walls Of Original Solid Wood Cabinetry, A Large Window Over The Sink For Natural Light With A Charming Archway, Gas Stove, Hardwood Floors, Access To The Basement & Side Yard, And Another Charming Archway Into The Lovely Dinette Area Offering Original Built In Cabinetry/Storage, A Large Window For Natural Light, Hardwood Floors & Ceiling Fan. Off Of The Kitchen & Dinette Area Is The Den/Family Room Extension (Or Perfect Formal Dining Room) Offering Walls Of Beautiful Windows, Hardwood Floors, Ceiling Fan, Ample Room For Furniture & A Door To The Large Patio & Backyard. The Stairway To The Second Level Leads To A Charming Landing/Hallway/Sitting Area With An Arched Doghouse Window, Built In Bookshelves & Access To The Second Floor Two Bedrooms & Bathroom. The Back Of The Home is Fully Dormered Creating An Expansive Second Floor Primary Bedroom. The Bedroom Has A Charming Doghouse Window Plus Two Additional Large Windows For Natural Light, Two Closets, Laminate Flooring, Ceiling Fan & Ample Room For A Very Large Bedroom Set & Separate Seating Area, Home Office Or Workout Space. The Fourth Bedroom Is A Good Size With A Large Window For Natural Light And Would Also Be A Wonderful Home Office Or Nursery, And The Lovely Second Floor Full Bathroom Offers A Stone Topped Vanity, Full Bathtub With All Fully Ceramic Tiled Walls/Surround, Large Window For Natural Light & Ceramic Tiled Floor. The Large Basement Offers Soooo Much Storage Space, The Potential To Create Additional Living Space, Laundry Room, Utilities (Gas Heating System) & A Walk In Closet. The Expansive Backyard Offers A Large Patio For Barbequing (Off Of The Den), Huge Two+ Car Detached Garage & The Property Goes Well Past The Back Of The Garage Offering Ample Room For An In Ground Pool, Or Just The Perfect Place For Entertaining Friends, And Enjoying The Warmer Months. Additional Features Include An Eight Year Old Architectural Roof, Updated Windows, Sewers & The Home Has Forced Air Heating So It Would Be Very Easy To Add Central Air Conditioning. True Taxes (Without Any Exemptions) Are: $12, 333. 77. Hurry To See This Wonderful, Well Sized Home With An Oversized, Perfect Backyard & A Convenient Location Close To All (& Perfect For The Commuter) Before It's Gone!
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $1,028 | $1,028 | $1,028 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,076 | $3,244 | $4,245 |
| Total Monthly Payment | $4,196 | $4,364 | $5,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.