3025 KEY HARBOR DRIVE, Safety Harbor, FL, 34695 | $850,000

Under contract-accepting backup offers. Presenting a rarely available, 4 bedroom + office home in the desirable Safety Harbor community of Philippe Pointe! Imagine waking up just mere footsteps from the sparkling waters and sunrises over Tampa Bay in this waterfront community. Possessing numerous fine finishes, you will love the open and airy, contemporary/modern vibe this home has to offer. Upon entering through the double-swing door entryway, you’ll become obsessed with the WIDE OPEN great room floor plan with sliding glass doors leading directly to the pool. Streamlined polished white porcelain tile throughout adds a sleek and uncluttered sophistication to the home. The home chef’s heart will skip a beat with the dream kitchen featuring Cambria quartz countertops and a large center island that opens onto the family room under modern pendant lighting. Kitchen appliances boast of a Bosch 800 series dishwasher, a Bosch 800 series counter-depth French-door refrigerator, a 36” dual fuel hand-built Italian range that is complete with a rotisserie and an interchangeable griddle, an LG Smart inverter microwave, and a 16-Bottle Wine Fridge. Keep your counters uncluttered with two appliance garages, a built-in spice drawer and a separate coffee bar. Soaring ceilings elevate the space in this wide open floor plan that is ideal for entertaining and complete with a modern electric fireplace. Designed to cultivate calm and serenity, the primary master bedroom overlooks the pool and possesses a tastefully updated ensuite bathroom; complete with a stand alone soaking tub, step-in shower, dual sink walnut vanity, dual walk-in closets and a private commode. Offering a desirable split bedroom floor plan, the other side of the home has an updated bathroom that doubles as a pool bath with access to the outdoor pool area. The interior laundry room has a soaking sink and Maytag Bravos XL washer and dryer. Stepping outside from the main living area, you’ll be engulfed by a tranquil meditative space in the covered patio overlooking the pool oasis. Poolside you will love the Shellock pavers that will keep you feet cool on hot Florida days, a Baja pool shelf for dipping, and a salt cell pool system in contemporary meditative surroundings. Unexpected Extras to this home include: HVAC 2024, Hot Water Heater 2025, Water Softener, Hurricane Shutters, Saltwater Pool, and NO FLOODING OR WATER INTRUSION during recent storms. Situated just a quick golf cart ride to downtown Safety Harbor or to Phillippe Park, this Hallmark-style town’s social ambiance is unparalleled in the Tampa Bay Area. Offering wine bars, boutiques, craft breweries, coffee shops, 3rd Friday Street Festivals, a Sunday Farmer’s market and a plethora of other events throughout the year. Just 20 minutes from America’s top rated beach (Clearwater Beach) and a short drive to Tampa International Airport, make this the perfect central location. This house is more than a home, it’s a lifestyle. Make this Safety Harbor home yours today!!!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 125 x 118
  • Laundry: Inside, Laundry Room
  • Style: Bungalow, Contemporary, Florida, Ranch
  • Year Built: 1994
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,358
  • Acreage: 0.23
  • Lot Size: 125 x 118
  • Est. Taxes: $12,942
  • HOA Fee: $1,625 Annually
  • Lot Desc: Cul-De-Sac, Sidewalk
  • View: Pool
  • Elem. School: Safety Harbor Elementary-PN
  • Middle School: Safety Harbor Middle-PN
  • High School: Countryside High-PN
  • Pool: In Ground, Outside Bath Access, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener, Wine Refrigerator
  • MLS#: TB8483257
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/TB8483257/3025keyharbordrive_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/4/2026 10:47:08 AM)

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3025 KEY HARBOR DRIVE, Safety Harbor, FL, 34695

$850,000

Karin Kenney GRI, ABR

Sales Associate

William Raveis Real Estate

Phone: 203.249.6233

Karin.Kenney@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.259% 6.223%
Monthly Tax Payment $1,079 $1,079 $1,079
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,968 $4,132 $5,738
Total Monthly Payment $5,138 $5,302 $6,908

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.