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OPEN HOUSE Saturday, April 11th from 10-1pm! Discover elevated, resort-style living in the coveted gated community of Palencia! This beautifully updated 4-bedroom, 2-bathroom single-family home (2, 159 SF) sits on a desirable 0. 21-acre corner lot with mature trees providing privacy and shade in a peaceful, private backyard setting. Built in 2003 and recently updated, the home features fresh interior paint, new luxury vinyl plank (LVP) flooring, updated baseboards, crown molding, new interior trim, modern faucets, door hardware, and stylish lighting throughout. Plantation shutters grace the windows for a timeless, elegant touch. The spacious kitchen boasts upgraded granite countertops, while the gas appliances (stove, water heater, AC furnace, dryer, and fireplace) add efficiency and warmth. A cozy fireplace anchors the living area, and a dedicated office plus a formal dining room offer flexible spaces for work or entertaining. The primary suite is spacious and includes a partially remodeled bath with upgraded granite counter tops, new lighting and mirrors, along with walk-in closets. The home comes equipped with a Tesla charger, water softener system, and washer/dryer that convey. Step outside to your private oasis: a lanai opens to a pavered patio with a firepit, surrounded by lush landscaping and mature trees-perfect for relaxing evenings or gatherings. Recent exterior enhancements include a new architectural roof(2023) with moisture barrier, full exterior repaint, and updated light fixtures. An updated sprinkler system (new heads and piping) keeps the grounds pristine. Palencia - one of St. Augustine's premier Communities - A Golf Cart friendly neighborhood (Seller's Golf Cart Conveys with sale!) and offers unparalleled amenities through The Palencia Club (membership optional/available): a member-only championship Arthur Hills-designed golf course winding through majestic oaks with Intracoastal views, a state-of-the-art fitness center, lap pool, tennis courts (including lighted clay and pickleball), an adult-only pool, family pool with water slide and splash pad for young children, multiple parks, playgrounds, athletic fields, and a scenic boardwalk over the marsh connecting to the Intracoastal Waterway for peaceful walks and nature enjoyment. Enjoy the lush, mature landscaping with grand oak trees shading the streets, all in a vibrant yet serene setting close to historic St. Augustine, top schools, and conveniences. This move-in-ready gem combines modern updates with exceptional community lifestyle--don't miss your opportunity to call Palencia home! Book your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$610,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $488,000 | $488,000 | $488,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $563 | $563 | $563 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,887 | $3,005 | $3,985 |
| Total Monthly Payment | $3,542 | $3,660 | $4,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.