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This beautifully upgraded 2012 Palm Harbor manufactured home in the desirable 55+ resident-owned community of Windmill Village in Punta Gorda, Florida, offers 1, 512 square feet of thoughtfully designed living space with stunning higher-elevation canal views. The home features a composite dock with covered boat lift for easy waterfront enjoyment and direct access to Charlotte Harbor and the Gulf. Inside, you'll find 10-foot ceilings, crown molding, drywall construction, and vinyl flooring throughout the living areas, complemented by tile in the kitchen, bedrooms, and bathrooms. The primary bedroom includes a spacious walk-in closet, while the primary bathroom boasts dual sinks for added convenience. Ceiling fans, some impact windows, and plantation shutters on the water-side windows enhance comfort and style, with hurricane shutters protecting the sliding door to the double-sized concrete lanai. Cross-breeze windows promote natural ventilation the lanai. The open kitchen features a breakfast bar with coffered pendant ceilings, stainless steel appliances, and a pantry. Additional highlights include a laundry room with utility sink, large storage area, and an exterior storage shed with overhead storage, all set on a large asphalt-sealed driveway accommodating up to four cars. The low HOA fee covers water, sewer, trash, grass maintenance, common area upkeep, and road maintenance, ensuring a truly hassle-free lifestyle. This active adult community boasts two private marinas, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center with numerous hobby clubs, and a pavilion by the heated pool perfect for gatherings. Punta Gorda has been recognized as a top small place to live, including accolades from Money Magazine and Forbes. Note that the purchase price does not include the $20, 285 Buy-In Share and Bond, which is fully refundable upon sale. Don't miss this exceptional opportunity to own a meticulously maintained, move-in-ready waterfront home in one of Florida's most welcoming communities—schedule your showing today and make this paradise yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $161 | $161 | $161 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,420 | $1,478 | $1,945 |
| Total Monthly Payment | $1,656 | $1,714 | $2,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.