7651 FIVE OAKS DRIVE, Harmony, FL, 34773 | $525,000

Welcome to elevated living in the sought-after North Lakes at Harmony, an exclusive 55+ GATED COMMUNITY where luxury meets tranquility. Built in 2023 and positioned on a PREMIUM CORNER LOT with expansive green space, this exceptional 4 Bedroom, 3 Bath single-story residence offers over 2, 300 SQUARE FEET of impeccably designed living space, surrounded by CONSERVATION VIEWS and unmatched privacy — with no rear neighbors. From the moment you enter, you’ll be captivated by the seamless OPEN-CONCEPT DESIGN and elegant ceramic tile flooring that flows throughout the entire home. Natural light pours into the spacious Living and Dining areas, creating an inviting atmosphere perfect for both intimate evenings and lively gatherings. Sliding glass doors open to a beautifully screened and enclosed PAVER PATIO overlooking serene conservation — a peaceful backdrop for sunset dinners, morning coffee, or simply enjoying the quiet beauty of nature. At the heart of the home, the STUNNING KITCHEN features gleaming QUARTZ COUNTERTOPS, custom cabinetry, a classic subway tile backsplash, and a generous walk-in pantry. An OVERSIZED BREAKFAST BAR provides the perfect setting for entertaining, casual dining, or gathering with friends in effortless style. The spacious Primary Suite is a TRUE RETREAT, complete with a stylish ceiling fan, walk-in closet, and a LUXURIOUS EN SUITE BATH offering a QUARTZ COUNTERTOP VANITY with dual sinks, a step-in shower, and private water closet. ACCESSIBILITY FEATURES, including grab bars in the showers and tubs, are thoughtfully incorporated in all three bathrooms, ensuring both comfort and peace of mind. THREE ADDITIONAL BEDROOMS provide exceptional flexibility for guests, hobbies, or a refined home office. One secondary bedroom boasts its own PRIVATE EN SUITE BATH and WALK-IN CLOSET, offering a luxurious retreat for visiting family or friends. A well-appointed laundry room with BUILT-IN CABINETRY and a sink vanity adds both style and practicality. Living in North Lakes at Harmony means embracing an active, RESORT-INSPIRED LIFESTYLE. Residents enjoy a sparkling community pool, beautifully appointed clubhouse, fitness center, dog park, tennis courts, scenic walking and biking trails, parks, and access to the HARMONY GOLF COURSE (membership required). The community also offers LAKE ACCESS with opportunities for boating, fishing, and boat rentals — perfect for enjoying Florida’s natural beauty. Harmony itself is known for its picturesque setting, vibrant community events, and CHARMING SMALL-TOWN ATMOSPHERE. Nearby shopping, dining, and medical facilities offer everyday convenience, while EASY ACCESS to US-192 and the Florida Turnpike connects you to Lake Nona, Orlando International Airport, and downtown Orlando with ease. This NEARLY-NEW RESIDENCE offers privacy, elegance, and a refined 55+ LIFESTYLE in one of Central Florida’s most desirable communities — a home that truly embodies comfort, sophistication, and serenity.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2023
  • Garage: 2-car Driveway, Garage Door Opener, On Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,355
  • Acreage: 0.17
  • Est. Taxes: $3,555
  • HOA Fee: $645 Quarterly
  • Lot Desc: Corner Lot, In County, Landscaped, Sidewalk
  • View: Trees/Woods
  • Adult Communities: Yes
  • Elem. School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Filtration System, Water Softener
  • MLS#: O6387387
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/O6387387/7651fiveoaksdrive_harmony_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/22/2026 11:48:09 PM)

William Raveis Family of Services

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Margaret HarveyLuxury Properties Specialist

631.433.1382

Margaret.Harvey@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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7651 FIVE OAKS DRIVE, Harmony, FL, 34773

$525,000

Margaret Harvey

Luxury Properties Specialist

William Raveis Real Estate

Phone: 631.433.1382

Margaret.Harvey@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.520% 5.900%
Monthly Tax Payment $296 $296 $296
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,518 $2,620 $3,460
Total Monthly Payment $2,906 $3,008 $3,848

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.