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The Legend of 8 Wisner Trail. Once upon a time, there was the quaintest, cutest cottage sitting atop a secluded road in the enchanted land of Warwick, NY, in the fair County of Orange. The little house has been slumbering for what feels like forever, longing to feel its hearth warmed and windows brightened once more. And so begins its noble quest to find the “chosen ones” to restore its sparkle and fill its halls with joy once more. Tucked away on a quiet 0. 21 acre plot, this undeniably adorable home offers a peaceful sanctuary where only a few neighbors dwell (no ogres or trolls to be found), and the nearby whispers of the Wawayanda Creek Naiads call through the trees. While the little cottage has endured many a long winter and awaits a visionary’s kiss, it remains strong with “good bones” and a sturdy foundation. It is ready to flourish as Spring emerges. Whether you are a dreamer, an adventurer, or a savvy investor, come help turn the page and write a fresh chapter for this Hudson Valley gem. With a legendary school district, award winning wineries, the prestigious Appalachian Trail nearby, and so much more, the setting is perfect. And at only 50 miles from the magical city of Manhattan, this isn’t a fable, but it can be your fairytale.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $476 | $476 | $476 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,183 | $1,231 | $1,621 |
| Total Monthly Payment | $1,734 | $1,782 | $2,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.